Notice of default and intent to foreclose on timeshare ownership interest.
Official Courthouse Record · AI-summarized for clarity
- Published
- Category
- Foreclosure
- City
- Key West
- Case #
- 25-014734
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What You Should Do Next
- 1
Review the Notice
Carefully read the notice to understand your rights and obligations.
- 2
Contact the Trustee
Reach out to the Trustee at the provided phone number for clarification.
- 3
Prepare Payment
Gather the necessary funds to cure the default before the Trustee's sale.
- 4
Submit Objection
If you wish to contest the foreclosure, submit your written objection promptly.
Frequently Asked Questions
- What is a notice of default?
- A notice of default indicates that a borrower has failed to meet their mortgage obligations.
- How can I object to this foreclosure?
- You can serve a written objection to the Trustee named in the notice.
- What happens if I don't pay the dues?
- Failure to pay may result in foreclosure of your timeshare ownership interest.
- Can I cure the default?
- Yes, you can cure the default by sending certified funds to the Trustee before the sale.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.
Full Notice Text
NOTICE OF DEFAULT AND INTENT TO FORECLOSE TO: (See Exhibit A Obligor) The Manley Law Firm LLC has been appointed as Trustee by Windward Pointe Condominium Association of Key West, Inc., a corporation not-for-profit under the laws of the State of Florida for the purpose of instituting a Trustee Foreclosure and Sale under Fla. Stat. 721.855 on the following Timeshare Ownership Interest at Windward Pointe described as: Unit (See Exhibit A-Unit), Week (See Exhibit A-Week), (See Exhibit A-Type) Windward Pointe, a Leasehold Condominium (Condominium), according to the Declaration of Condominium thereof recorded in Official Records Book 1803, Page 844, Public Records of Monroe County, Florida, and all exhibits thereto, and any amendments thereof (the Declaration).. The default giving rise to these proceedings is the failure of the Obligors (See Exhibit A Obligor) to pay condominium assessments and dues resulting in a Claim of Lien encumbering the Timeshare Ownership Interest as recorded in the Official Records of Monroe County, Florida. The Obligor has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The foreclosure of the Claim of Lien of the Obligor in this notice shall be subject to the judicial foreclosure procedure only upon receipt of an objection form. The Obligor has the right to cure the default any time after the date of this Notice (See Exhibit A-Notice Date) until the Trustees sale of the Timeshare Ownership Interest. The Claim of Lien may be cured by sending certified funds to the Trustee payable to the Lienholder in the amount of (See Exhibit A-Total), plus interest (calculated by multiplying (See Exhibit A-Per Diem) times the number of days that have elapsed since the date of this Notice), plus the costs of this proceeding. The Obligor will not be subject to a deficiency judgment even if the proceeds from the Trustees sale of the Timeshare Ownership Interest are insufficient to offset the amounts secured by the Claim of Lien. Michael E. Carleton, Esq. Jordan A Zeppetello, Esq. Jasmin Hernandez, Esq. as Trustee pursuant to Fla. Stat. 721.82 PO Box 165028 Columbus, OH 43216-5028 Telephone: (407) 404-5266 Telecopier: (614) 220-5613 Exhibit A OBLIGOR: Linda M. Ghelfi and her successors, as Trustee of the Linda M. Ghelfi Revocable Trust u/t/d December 30, 2010, 14724 CLOVER LANE, Homer Glen, IL 60491; WEEK: 8; UNIT: 5834; TYPE: Annual; TOTAL: $2,848.02; PER DIEM: $1.02; NOTICE DATE: January 27, 2026 File Numbers: 25-014734 02/07/26, 02/14/26 - KWC 419335 3982081
Related Notices
Notice
DateCategoryCity
Notice of default and intent to foreclose on timeshare ownership interest.
Feb 14, 2026ForeclosureKey West
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Foreclosure sale scheduled for March 11, 2026, in Key West, Florida.
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