Notice to creditors regarding the estate of Margaret Ann Murphy.

IN THE CIRCUIT COURT FOR
ESCAMBIA COUNTY, FLORIDA
PROBATE DIVISION
IN RE: ESTATE OF
MARGARET ANN MURPHY
Deceased.
File No. 2025-CP-1660
Division U
NOTICE TO CREDITORS
The administration of the estate of Margaret Ann Murphy, deceased, whose date of death was October 2, 2025, is pending in the Circuit Court for Escambia County, Florida, Probate Division, the address of which is 190 W Government Street, Pensacola, FL 32502.  The names and addresses of the personal representative and the personal representatives attorney are set forth below.
All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM.
All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE.
The personal representative has no duty to discover whether any property held at the time of the decedent's death by the decedent or the decedent's surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, Florida Statutes, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes. The written demand must be filed with the clerk.
ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED.
NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED.
The date of first publication of this notice is February 25, 2026. 
Attorney for Personal Representative:
Kramer A. Litvak
Florida Bar Number: 965881
K. Jake Walters
Florida Bar Number: 1026099
Attorneys for Personal Representative
Litvak Beasley Wilson & Ball, LLP
40 South Palafox Place, Suite 300
Pensacola, Florida  32502
Telephone: (850) 432-9818
Fax: (850) 432-9830
E-Mail: kramer@lawpensacola.com
Secondary E-Mail: jake@lawpensacola.com
annabelle@lawpensacola.com 
Personal Representative:
Edward Leo Murphy, III
405 West Intendencia Street, 
Pensacola, Florida, 32502
2WR2/25-3/4NTC