Notice to creditors regarding the estate of Mary Anne Ramm.

NOTICE TO CREDITORS 
IN THE CIRCUIT COURT FOR CHARLOTTE COUNTY, 
FLORIDA PROBATE DIVISION 
File No.  26CP000279 
Division  Probate 
IN RE: ESTATE OF 
MARY ANNE RAMM          
Deceased. 
The administration of the estate of Mary Anne Ramm, deceased, whose date of death was June 17, 2025, is pending in the Circuit Court for Charlotte County, Florida, Probate Division, the address of which is  350 E. Marion Ave, Punta Gorda, FL 33950.  The names and addresses of the personal representative and the personal representatives attorney are set forth below. 
All creditors of the decedent and other persons having claims or demands against decedents estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. 
All other creditors of the decedent and other persons having claims or demands against decedents estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. 
The personal representative has no duty to discover whether any property held at the time of the decedents death by the decedent or the decedents surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, Florida Statutes, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes.  The written demand must be filed with the clerk. 
ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. 
NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENTS DATE OF DEATH IS BARRED. 
The date of first publication of this notice is April 10, 2026. 
Personal Representative: 
Mark Kevin Ramm 
4385 Sycamore Creek Drive 
North Garden, Virginia 22959 
Attorney for Personal Representative: 
Lori A. Wellbaum, Attorney 
Florida Bar Number: 071110 
WELLBAUM LAW PA 
686 N. Indiana Avenue 
Englewood, FL  34223 
Telephone: (941) 474-3241 
Fax: (941) 475-2927 
E-Mail: lori@wellbaumlaw.com 
Secondary E-Mail:  
anne@wellbaumlaw.com 
April 10, 17, 2026	26-00426T