Property will be sold due to default on a security deed.

FN6814 GPN11 FN6814 GPN11 NOTICE OF SALE UNDER POWER  GEORGIA, FULTON COUNTY  	By virtue of a Power of Sale contained in that certain Security Deed from NIVA REAL ESTATE LLC to CV3 FINANCIAL SERVICES, LLC, dated October 17, 2024, recorded October 21, 2024, in Deed Book 68339, Page 29, Fulton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Eighty-Six Thousand and 00/100 dollars ($286,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to UMB Bank, National Association, not in its individual capacity, but solely as legal title trustee for RF RL Title Trust I, there will be sold at public outcry to the highest bidder for cash at the Fulton County Courthouse, within the legal hours of sale on the first Tuesday in May, 2026, all property described in said Security Deed including but not limited to the following described property: 	 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF ATLANTA, IN LAND LOT 148 OF THE 14TH DISTRICT OF FULTON COUNTY, GEORGIA, BEING LOT 4 IN THE SUBDIVISION OF L.D. JONES PROPERLY, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING ON THE SOUTHERLY SIDE OF MARTIN LUTHER KING, JR. DRIVE (FORMERLY MOZELY DRIVE) 150 FEET WESTERLY FROM ITS INTERSECTION WITH THE WESTERLY SIDE OF RACINE STREET; THENCE WESTERLY ALONG THE SOUTHERLY SIDE OF MARTIN LUTHER KING, JR. DRIVE FIFTY FEET (50`) TO THE NORTHEAST CORNER OF THE ORIGINAL FISHBACK HOME PLACE; THENCE SOUTH A DISTANCE OF ONE HUNDRED SIXTY-THREE FEET (163`) TO AN IRON PIN ON THE NORTH SIDE OF A 12-FOOT DRIVEWAY; THENCE EAST ALONG THE NORTH SIDE OF SAID DRIVEWAY FORTY EIGHT AND SEVEN-TENTHS FEET (48.7`) TO AN IRON PIN; THENCE NORTH ONE HUNDRED SIXTY NINE AND THREE-TENTHS FEET (169.3`) TO THE SOUTHERN SIDE OF MARTIN LUTHER KING, JR. DRIVE, AT THE POINT OF BEGINNING.  	Said legal description being controlling, however the property is more commonly known as 1670 MARTIN LUTHER KING JR DR SW, ATLANTA, GA 30314.  	The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed.  The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.  	Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned.  The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.  	To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is NIVA REAL ESTATE LLC , or tenants(s).    	The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchasers tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale.  	 The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: CV3 Financial Services, Loss Mitigation Dept., 2101 E El Segundo Blvd Suite 203, El Segunda, CA 90245, Telephone Number: 949-849-0028. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.   	 UMB BANK, NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS LEGAL TITLE TRUSTEE FOR RF RL TITLE TRUST I as Attorney in Fact for NIVA REAL ESTATE LLC  THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW.  IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. CV3-26-01171-1 Ad Run Dates  04/08/2026, 04/15/2026, 04/22/2026, 04/29/2026  rlselaw.com/property-listing #4:08,15,22,29 546921-AT