Property at 16 Veras Dr will be sold due to mortgage default.

NIX
NOTICE OF SALE UNDER POWER
GEORGIA, WHITE COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from RONNIE L. NIX to CITIFINANCIAL SERVICES, INC., dated January 17, 2008, recorded January 22, 2008, in Deed Book 1236, Page 232-235, White County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Five Thousand Nine Hundred Seventy and 03/100 dollars ($105,970.03), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mill City Mortgage Loan Trust 2017-3, Wilmington Savings Fund Society, as Trustee, there will be sold at public outcry to the highest bidder for cash at the White County Courthouse, within the legal hours of sale on the first Tuesday in March, 2026, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT NUMBER 37 OF THE 2ND LAND DISTRICT, CITY OF CLEVELAND, WHITE COUNTY, GEORGIA, LOCATED IN THE CITY OF CLEVELAND, CONTAINING 0.53 ACRES, MORE OR LESS, AS SHOWN ON PLAT OF SURVEY CONDUCTED BY EDDIE HOOD, COUNTY SURVEYOR, WHITE COUNTY, GEORGIA, AND RECORDED IN WHITE COUNTY, GEORGIA RECORDS.

Said legal description being controlling, however the property is more commonly known as 16 VERAS DR, CLEVELAND, GA 30528.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is RONNIE L. NIX, or tenants(s). 

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. 

 The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing, Loss Mitigation Dept., 75 Beattie Place Ste. 300, Greenville, SC 29601, Telephone Number: 800-365-7107. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. 

MILL CITY MORTGAGE LOAN TRUST 2017-3, WILMINGTON SAVINGS FUND SOCIETY, AS TRUSTEE
as Attorney in Fact for
RONNIE L. NIX

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC
3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992 Case No. SHP-25-04230-2
Ad Run Dates 02/05/2026, 02/12/2026, 02/19/2026, 02/26/2026

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4P-02/05/2026-02/26/2026