Property at 2318 Bluff Creek Overlook will be sold due to mortgage default.

NOTICE OF SALE UNDER POWER
 
GEORGIA, DOUGLAS COUNTY
 
By virtue of a Power of Sale contained in that certain Security Deed from LAURA SINGH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS MORTGAGEE, AS NOMINEE FOR OPEN MORTGAGE, LLC , dated April 26, 2022, recorded May 6, 2022, in Deed Book 4138, Page 690, Douglas County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Five Hundred Forty-Seven Thousand Five Hundred and 00/100 dollars ($547,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to PHH Mortgage Corporation, there will be sold at public outcry to the highest bidder for cash at the Douglas County Courthouse, within the legal hours of sale on the first Tuesday in June, 2026, all property described in said Security Deed including but not limited to the following described property:
 
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 148 OF THE 1ST DISTRICT, 5TH SECTION, DOUGLAS COUNTY, GEORGIA, BEING LOT 47, WEST RIVER PLACE SUBDIVISION, UNIT ONE, PHASE THREE, AS PER PLAT RECORDED IN PLAT BOOK 26, PAGE 49, DOUGLAS COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 2318 BLUFF CREEK OVERLOOK, DOUGLASVILLE, GA ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN DOUGLAS COUNTY, GEORGIA.
 
Said legal description being controlling, however the property is more commonly known as 2318 BLUFF CREEK OVERLOOK, DOUGLASVILLE, GA 30135.
 
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.
 
Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
 
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is LAURA SINGH, ESTATE AND/OR HEIRS-AT-LAW OF LAURA SINGH , or tenants(s).
 
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser's tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale.
 
The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Onity Mortgage Corporation fka PHH Mortgage Corporation, Loss Mitigation Dept., 1661 Worthington Road Ste 100, West Palm Beach, FL 33409, Telephone Number: 866-503-5559. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.
 
PHH MORTGAGE CORPORATION
as Attorney in Fact for
LAURA SINGH
 
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
 
Attorney Contact: Rubin Lublin, LLC
3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992 Case No. RMU-24-01495-4
 
04/21/2026, 05/05/2026, 05/12/2026, 05/19/2026, 05/26/2026
 
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