Property at 5285 Cresslyn Ridge will be sold due to unpaid debt.

FN4256 gpn11 FN4256  gpn11 OTICE OF SALE UNDER POWER     GEORGIA, FULTON COUNTY                    Pursuant to the Power of Sale contained in the Security Deed Home Equity Line of Credit ("Security Deed") from Angel Inciarte and Miriam Janet Inciarte  to Delta Community Credit Union, dated February 16, 2024, recorded February 22, 2024 in Deed Book 67606, Page 513, Fulton County, Georgia Records,  said Security Deed being given to secure a Note of even date in the original principal amount of One Hundred Thousand Dollars and No Cents ($100,000.00), with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Fulton County, Georgia, within the legal hours of sale on the first Tuesday in March 2026 the property being described as follows:  All that tract or parcel of land lying and being in Land Lots 232 and 233 of the 1st District, 1st Section, Fulton County, Georgia, being Lot 30, Cresslyn, as per plat recorded in Plat Book 396, Pages 24-30, Fulton County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.    Said property is commonly known as 5285 Cresslyn Ridge, Alpharetta, GA 30005.  The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).   The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage is: Delta Community Credit Union, Kendra Allen, 1025 Virginia Avenue, Atlanta, Georgia 30354, who may be reached at 404-677-4840. Under O.C.G.A. Section 44-14-162.2, said individual or entity is not required to negotiate, amend, or modify the terms of the mortgage instrument.  Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.  To the best knowledge and belief of Delta Community Credit Union, the party (or parties) in possession of the property is (are): Angel Inciarte and Miriam Janet Inciarte or tenant(s).  The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan.                                                                                                  Delta Community Credit Union,                                                                                                As Attorney in Fact for Angel Inciarte and  Miriam Janet Inciarte                                                                                                 By William L. Phalen, III                                                                                                SHERMAN & PHALEN, LLC                                                                                                1165 Northchase Parkway SE                                                                                                Suite 450                                                                                                Marietta, GA 30067                                                                                                (770) 579-0109  2:4,11,18,25,2026 #532941-EP