Property at 2991 Olde Tabby Drive will be sold due to unpaid debt.

Notice of 
Sale Under Power 

Georgia, 
DOUGLAS County

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by MARIA LOURDES PANTOJA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR TOP FLITE FINANCIAL, INC. ITS SUCCESSORS AND OR ASSIGNS, dated December 23, 2022, and recorded in Deed Book 4209, Page 740, DOUGLAS County, Georgia records, as last transferred to DATA MORTGAGE INC., DBA ESSEX MORTGAGE, by assignment recorded in Deed Book 4466, Page 214, in the Office of the Clerk of DOUGLAS County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $256,410.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DOUGLAS County, Georgia, within the legal hours of sale on the first Tuesday in March, 2026, to wit: March 3, 2026, the following described property:
 
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 104 OF THE1ST.DISTRICT, 5TH SECTION, DOUGLAS COUNTY, GEORGIA, BEING LOT 6, UNIT 1, POD D OF THE VILLAGES AT BROOKMONT SUBDIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 34, PAGE 20-23, AND AS REVISED AT PLAT BOOK 35, PAGE 74- 77 DOUGLAS COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.
 
COMMONLY KNOWN AS:2991 OLDE TABBY DRIVE, DOUGLASVILLE,GA 30135
 
PARCEL NUMBER:01040150204
 
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).
Said property is commonly known as 2991 OLDE TABBY DRIVE, DOUGLASVILLE, GEORGIA 30135, together with all fixtures and personal property attached to and constituting a part of said property. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): by MARIA LOURDES PANTOJA or tenant or tenants.
 
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is:
Essex Mortgage
Attention: Loss Mitigation Department
1417 North Magnolia Avenue
Ocala, FL 34475
(888) 892-0881
 
The foregoing notwithstanding, nothing in OC.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
This sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being
 
DATA MORTGAGE INC., DBA ESSEX MORTGAGE
as attorney in fact for
MARIA LOURDES PANTOJA
 
Kahane & Associates, P.A.
180 Interstate N Parkway, Suite 200
Atlanta, Georgia 30339
Telephone: (404) 252-6385
File No.: 25-00940
 
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
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