Foreclosure sale scheduled for March 3, 2026, on property in Douglas County.

NOTICE OF 
FORECLOSURE SALE 
UNDER POWER
 
DOUGLAS COUNTY,
GEORGIA
 
   Under and by virtue of the Power of Sale contained in a Security Deed given by JACQUES L. HERRING AND KIMBERLY T. DAVIS-HERRING to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for PHH Mortgage Corporation, dated June 16, 2022, and recorded in Deed Book 4155, Page 79, Douglas County, Georgia Records, as last transferred to PHH Asset Services LLC by assignment recorded on November 18, 2025 in Book 4491 Page 483 in the Office of the Clerk of Superior Court of Douglas County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Ninety-Six Thousand and 0/100 dollars ($196,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Douglas County, Georgia, within the legal hours of sale on March 3, 2026, the following described property:
 
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 541 OF THE 18TH DISTRICT, 2ND SECTION, DOUGLAS COUNTY, GEORGIA, BEING LOT 10 OF WEXFORD ESTATES SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 4, PAGE 267, DOUGLAS COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.
 
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).
 
The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800-750-2518 for Loss Mitigation Dept, or by writing to 1661 Worthington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure.
 
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
 
To the best knowledge and belief of the undersigned, the party in possession of the property is Jacques Herring and Kimberly Herring, Trustees of the Herring Family Trust dated January 17, 2023 or tenant(s); and said property is more commonly known as 3925 N Pebble Dr, Douglasville, GA 30134.
 
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.
 
PHH Asset Services LLC as Attorney in Fact for JACQUES L. HERRING AND KIMBERLY T. DAVIS-HERRING.
 
Brock & Scott, PLLC
4360 Chamblee Dunwoody Road
Suite 310
Atlanta, GA 30341
404-789-2661
B&S file no.: 25-30317