Property at 186 High Creek Dr will be sold due to mortgage default.

FN3095 GPN11 FN3095 GPN11 NOTICE OF SALE UNDER POWER  GEORGIA, FULTON COUNTY 	By virtue of a Power of Sale contained in that certain Security Deed from LISA MARIE WATKINS CECEN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR ANGEL OAK HOME LOANS LLC, dated July 24, 2019, recorded July 25, 2019, in Deed Book 60319, Page 113, Fulton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventy-Four Thousand Eight Hundred Sixty-Two and 00/100 dollars ($174,862.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to CITIZENS BANK NA f/k/a RBS CITIZENS NA, there will be sold at public outcry to the highest bidder for cash at the Fulton County Courthouse, within the legal hours of sale on the first Tuesday in March, 2026, all property described in said Security Deed including but not limited to the following described property: 	 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 564, 1ST DISTRICT, 2ND SECTION, FULTON COUNTY, GEORGIA, BEING LOT 33D OF HOLCOMB CROSSING, UNIT THREE B, AS PER PLAT RECORDED IN PLAT BOOK 128, PAGE 48, FULTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.  	Said legal description being controlling, however the property is more commonly known as 186 HIGH CREEK DR, ROSWELL, GA 30076.  	The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed.  The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.  	Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned.  The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.  	To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is LISA MARIE WATKINS CECEN, or tenants(s).    	The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.   	 The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Citizens Bank, N.A., Loss Mitigation Dept., 10561 Telegraph Road, Glen Allen, VA 23059, Telephone Number: (800) 234-6002. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.   	 CITIZENS BANK NA F/K/A RBS CITIZENS NA as Attorney in Fact for LISA MARIE WATKINS CECEN  THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW.  IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. CBN-25-00977-4 Ad Run Dates  02/04/2026, 02/11/2026, 02/18/2026, 02/25/2026  rlselaw.com/property-listing #2:04,11,18,25 527755-AT