Foreclosure sale scheduled for March 3, 2026, for property in Fairburn, GA.

FN3448 GPN11 FN3448 GPN11 NOTICE OF FORECLOSURE SALE UNDER POWER  FULTON COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Marcus Spivey  to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Panorama Mortgage Group, LLC, dated October 20, 2021, and recorded in Deed Book 64777, Page 21, Fulton County, Georgia Records, as last transferred to The Secretary of Veterans Affairs, an officer of the United States by assignment recorded on February 11, 2025 in Book 68660 Page 343 in the Office of the Clerk of Superior Court of Fulton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Four Hundred Fifty Thousand and 0/100 dollars ($450,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Fulton County, Georgia, within the legal hours of sale on March 3, 2026, the following described property:   All that tract or parcel of land lying and being in Land Lot 117 of the 7th District of Fulton County, Georgia, being Lot 60, The Lakes of Cedar Grove Subdivision, Unit One, Phase 2, as per plat recorded in Plat Book 242, Pages 25-33, Fulton County Records, which plat is hereby referred to and made a part of this description.   The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). 	 The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800-750-2518 for Loss Mitigation Dept, or by writing to 1661 Worthington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure.  Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.  To the best knowledge and belief of the undersigned, the party in possession of the property is Marcus Spivey and Toshia L. Morris-Spivey or tenant(s); and said property is more commonly known as 7733 The Lakes Dr, Fairburn, GA 30213.  The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.  The Secretary of Veterans Affairs, an officer of the United States as Attorney in Fact for Marcus Spivey.  Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 25-34573 #2:04,11,18,25 530062-AT