This is a foreclosure action against the estate of Randy A. Miller.

SUPREME COURT

STATE OF NEW YORK COUNTY

OF BROOME

CITIZENS BANK, N.A.,

Plaintiff, -against-

RUSSEL MILLER, ROY MILLER, and LORI LEAMON as possible heirs and distributees of the Estate of Randy A.

Miller, deceased, late of the Town of Fenton, County of Broome, State of New York; John Roe and Jane Roe, said names being fictitious and unknown to Plaintiffs, the persons or parties intended being all known and unknown heirs-at-law and next-of-kin of Randy A. Miller, deceased, late of the Town of Fenton, County of Broome, State of New York;

UNITED STATES OF AMERICA; PEOPLE OF THE STATE OF NEW YORK,

Defendants.

SUMMONS WITH NOTICE Index No. EFCA2025000968 TO John Roe and Jane Roe, said names being fictitious and unknown to Plaintiffs, the persons or parties intended being all known and unknown heirs-at-law and next-of- kin of the Estate of Randy A. Miller, deceased, late of the Town of Fenton, County of Broome, State of New York: YOU ARE HEREBY SUMMONED and required to serve upon plaintiff's attorneys an answer to the complaint in this action within twenty (20) days after the service of this summons, exclusive of the day of service, or within thirty (30) days after service is complete if the summons is not person- ally served upon you within the State of New York. The United States, if designated a defendant on this action, may appear or answer within sixty (60) days of service. In case of your failure to answer, judgment will be taken against you for the relief demanded in the complaint. The basis of the venue designated is that the mortgaged property is located in Broome County.

TO: John Roe and Jane Roe, said names being fictitious and unknown to Plaintiffs, the persons or parties intended being all known and unknown heirs-at-law and next-of- kin of the Estate of Randy A. Miller, deceased, late of the Town of Fenton, County of Broome, State of New York: The foregoing summons is served upon you by publica- tion pursuant to an Order of the Hon. Mark H. Young, Acting Justice of the Supreme Court of the State of New York, dated the 16th day of December, 2025, and filed with the complaint and other papers in the Office of the Clerk of Broome County. This is an action for foreclo- sure of a credit line mortgage made by Randy A. Miller to Citizens Bank, N.A., in the original amount of $75,000.00 with interest, dated February 3, 2021, recorded March 2, 2021 in the Broome County Clerk's Office in Book M4000, page 675. The relief sought is the foreclosure of the mort- gage lien and the public sale of the mortgaged premises and in case of your failure to appear, judgment may be taken against you extinguish- ing any interest or judgment lien you may have in the mort- gaged premises. The prem- ises indexed in this action are described and commonly known as 32 Walnut Street, Town of Fenton, County of Broome, State of New York 13746 (SBL#: 068.03-2-51). A copy of the full legal descrip- tion can be obtained by contacting counsel below. Dated: January 21, 2026 COOPER ERVING & SAVAGE LLP

Albany, New York

BY: Matthew E. Minniefield,

Esq.

Attorneys for Plaintiff 20 Corporate Woods Blvd., Suite 501

Albany, New York 12211 (518) 449-3900 mminniefield@coopererving.

com

Publication Dates LNYS0448595