Foreclosure action against Christopher J. Fish and Wendy S. Fish for mortgage default.
Official Courthouse Record · AI-summarized for clarity
- Published
- Category
- Court Notice
- City
- Cortland
- Case #
- E2025-0796
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What You Should Do Next
- 1
Respond to Summons
You must serve a copy of your answer to the Plaintiff's attorney within 20 days of receiving this summons. If the complaint is not served with the summons, you have 30 days to respond.
- 2
Contact an Attorney
It is highly recommended to speak with an attorney for guidance on how to properly respond to the summons and protect your rights regarding the foreclosure.
- 3
File Your Answer
After serving your answer to the Plaintiff's attorney, ensure you file a copy with the Cayuga County Court to officially document your response.
- 4
Monitor Deadlines
Keep track of all deadlines, including the 20-day and 30-day response periods, to avoid default judgment and potential loss of your home.
Frequently Asked Questions
- What is the case number for the foreclosure at 1244 Lake Como Road?
- The case number is E2025-0796.
- What should I do if I receive a summons for foreclosure?
- You must respond by serving a copy of your answer on the attorney for the plaintiff.
- What happens if I don't respond to the foreclosure summons?
- A default judgment may be entered against you, and you could lose your home.
- Where can I find more information about my foreclosure case?
- You can visit the court where your case is pending for further information.
- Is sending a payment to the mortgage company enough to stop foreclosure?
- No, you must respond to the summons and file an answer with the court.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.
Full Notice Text
FISH 9854 STATE OF NEW YORK SUPREME COURT COUNTY OF CAYUGA SUMMONS COMMUNITY BANK, N.A., Plaintiff, v. CHRISTOPHER J. FISH, if living, and if he be dead, any and all persons unknown to plaintiff, claiming, or who may claim to have an interest in, or generally or specific lien open the real property described in this action; such unknown persons being herein generally described and intended to be included in the following designation, namely: the wife, widow, husband, widower, heirs at large, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors, and assignees of such deceased, any and all persons deriving interest in or lien upon, or title to said real property by , through, or under them and theirs respective wives, widows, husbands, widowers, heirs at a law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors, and assigns, all of whom and whose names, except as stated, as unknown to plaintiff; WENDY S. FISH A/K/A WENDY SHEPPARD FISH A/K/A WENDY SHEPPARD NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE, Defendants. Filed: 7/8/2025 Index No: E2025-0796 Mortgaged Premises: 1244 Lake Como Road, Cortland, NY 13045, Tax Parcel: 233.08-1-8, Town of Summerhill, County of Cayuga. TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your notice of appearance or answer on the Plaintiff's attorney within twenty (20) days after the service of this Summons, if the complaint is not served with this summons within twenty (20) days after the service of the summons, exclusive of the day of service or within thirty (30) days after service is complete if this summons is not personally delivered to you within the State of New York, or in the case of the United States of America, if named a party defendant herein, within sixty (60) days after service of this summons. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in this complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT: THE OBJECT of the above captioned action is for the foreclosure of: a Mortgage bearing the date of May 29, 2009, executed by Christopher J. Fish and Wendy S. Fish to The Elmira Savings Bank, FSB, to secure the sum of Sixty Eight Thousand Nine Hundred Thirty Nine and 00/100 Dollars ($68,939.00), and recorded in the Cayuga County Clerk’s Office on June 01, 2009, in/as Instrument No.: 99487 Book: 2690 Page: 206. The relief sought in the within action is a final judgment directing the sale of the Mortgaged Premises described above to satisfy the debt secured by the Mortgage described above. PURSUANT TO NEW YORK STATE REAL PROPERTY ACTIONS AND PROCEEDINGS LAW SECTION 1320 BE ADVISED: NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME. IF YOU DO NOT RESPOND TO THIS SUMMONS AND COMPLAINT BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE MORTGAGE COMPANY WHO FILED THIS FORECLOSURE PROCEEDING AGAINST YOU AND FILING THE ANSWER WITH THE COURT, A DEFAULT JUDGMENT MAY BE ENTERED AND YOU CAN LOSE YOUR HOME. SPEAK TO AN ATTORNEY OR GO TO THE COURT WHERE YOUR CASE IS PENDING FOR FURTHER INFORMATION ON HOW TO ANSWER THE SUMMONS AND PROTECT YOUR PROPERTY. SENDING A PAYMENT TO YOUR MORTGAGE COMPANY WILL NOT STOP THIS FORECLOSURE ACTION. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PUB: FEBRUARY 5, 12, 19, 26, 2026 COL-NY-101702