Public auction for foreclosure of property on Route 215 in Cortland.

CORTLAND COUNTY

NOTICE OF SALE





NOTICE OF SALE




STATE OF NEW YORK, SUPREME COURT, COUNTY OF CORTLAND,




Empower Federal Credit Union, Plaintiff, vs. Christopher Andrews, et al., Defendants, Index No. EF25-215. Pursuant to a judgment of foreclosure and sale granted and entered in the above-entitled action in the Cortland County Clerk’s Office on November 7, 2025, I, the undersigned Referee in said judgment named, will sell at public auction at the Cortland County Courthouse, 46 Greenbush Street, City of Cortland, in the County of Cortland, State of New York, on February 26, 2026 at 10:00 o’clock in the forenoon of that day the premises described as follows:




See Schedule A attached hereto and made a part hereof.




Subject to easements, covenants and restrictions of record, if any.




The mortgaged property is to be sold in one parcel in “as is” physical order and condition, subject to any condition that an inspection of the property would disclose; any facts that an accurate survey of the property would show; any covenants, restrictions, declarations, reservations, easements, right of way, and public utility agreements of record, if any; any building and zoning ordinances of the municipality in which the mortgaged property is located and possible violations of same; any rights of tenants or persons in possession of the subject property; prior liens of record, if any, except those liens addressed in RPAPL §1354; any equity of redemption of the United States of America to redeem the property within 120 days from the date of sale; and any rights pursuant to CPLR §317, §2003 and §5015, or any appeal of the underlying action or additional litigation brought by any defendant or its successor or assignee contesting the validity of this foreclosure.




This auction shall be conducted in accordance with the Sixth Judicial District Amended Foreclosure Auction Plan.




Dated: January 19, 2026

/s/James J. Baranello

James J. Baranello, Referee

Street Address of Property to be Foreclosed:




3024 Route 215, Cortland, New York 13045




Judgment Amount: $174,971.62




COSTELLO, COONEY & FEARON, PLLC

Attorneys for Plaintiff

211 W. Jefferson Street

Syracuse, New York 13202

(315) 422-1152 ext. 293




SCHEDULE “A”

Legal Description

PARCEL 1




ALL THAT TRACT OR PARCEL OF LAND SITUATE IN THE TOWN OF CORTLANDVILLE, COUNTY OF CORTLAND AND STATE OF NEW YORK, BEING A PART OF LOT 94 IN SAID TOWN, BOUNDED AND DESCRIBED AS FOLLOWS BEGINNING AT A POINT LOCATED ALONG THE CENTERLINE OF N.Y.S ROUTE 215, SAID POINT BEING LOCATED N. 03 º 48’ W. A DISTANCE OF 99.00 FEET FROM THE POINT OF INTERSECTION OF SAID CENTERLINE OF N.Y.S. ROUTE 215 WITH THE SOUTH LINE OF LOT 94, RUNNING THENCE N. 03 º 48’ W ALONG SAID CENTERLINE OF N.Y.S. ROUTE 215 A DISTANCE OF 244.00 FEET TO A POINT, RUNNING THENCE S 88 º 35’ E PASSING THROUGH A SET IRON MARKER AT 33.00 FEET FOR A TOTAL DISTANCE OF 236.43 FEET TO A POINT MARKED BY AN EXISTING IRON MARKER, RUNNING THENCE S. 05 º 43’ W. A DISTANCE OF 242.38 FEET TO A POINT, RUNNING THENCE N. 88 º 58’ W. A DISTANCE OF 196.11 FEET TO THE POINT OR PLACE OF BEGINNING, CONTAINING 1.20± ACRES OF LAND




EXCEPTING AND RESERVING THE RIGHTS OF THE PUBLIC HEREINTO THAT PORTION OF THE ABOVE DESCRIBED PREMISES LYING WITHIN THE BOUNDS OF N.Y.S. ROUTE 215




THIS CONVEYANCE IS MADE AND ACCEPTED SUBJECT TO PUBLIC UTILITY EASEMENTS OF RECORD, AS THE SAME MAY AFFECT THE AFOREDESCRIBED PREMISES




PARCEL 2




ALL THAT TRACT OR PARCEL OF LAND SITUATE IN THE TOWN OF CORTLANDVILLE, COUNTY OF CORTLAND AND STATE OF NEW YORK, BEING A PART OF LOT 94 IN SAID TOWN, BOUNDED AND DESCRIBED AS FOLLOWS BEGINNING AT A POINT LOCATED AT THE INTERSECTION OF THE CENTERLINE OF N.Y.S. ROUTE 215 WITH THE SOUTH LINE OF LOT 94, RUNNING THENCE N. 03 º 48’ W. ALONG SAID CENTERLINE OF N.Y.S. ROUTE 215 A DISTANCE OF 99.00 FEET TO A POINT, RUNNING THENCE S. 88 º 58’ E. A DISTANCE OF 196.11 FEET TO A POINT, RUNNING THENCE S. 05 º 43’ W. A DISTANCE OF 120.00 FEET TO A POINT MARKED BY A SET IRON MARKER LOCATED ALONG THE AFOREMENTIONED SOUTH LINE OF LOT 94, RUNNING THENCE N. 82 º 15’ W. ALONG SAID SOUTH LINE OF LOT 94 PASSING THROUGH A SET IRON MARKER AT 146.21 FEET FOR A TOTAL DISTANCE OF 179.21 FEET TO THE POINT OR PLACE OF BEGINNING, CONTAINING 0.47± ACRES OF LAND




EXCEPTING AND RESERVING THE RIGHTS OF THE PUBLIC HEREINTO THAT PORTION OF THE ABOVE DESCRIBED PREMISES LYING WITHIN THE BOUNDS OF N.Y.S ROUTE 215




THIS CONVEYANCE IS MADE AND ACCEPTED SUBJECT TO PUBLIC UTILITY EASEMENTS OF RECORD, AS THE SAME MAY AFFECT THE AFOREDESCRIBED PREMISES




BEING THE SAME PREMISES CONVEYED BY KEITH W. HENRY AND TERESA M. HENRY TO PINA G. TESTA BY DEED DATED APRIL 22, 1996 AND RECORDED MAY 16, 2005 IN THE CORTLAND COUNTY CLERK’S OFFICE AS INSTRUMENT NO. 1996-1949

PARCEL ID: 106.00-01-44.200