Foreclosure action on a reverse mortgage for $145,500.00.
Official Courthouse Record · AI-summarized for clarity
- Published
- Category
- Foreclosure
- City
- Albion
- Case #
- CV25-00646
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What You Should Do Next
- 1
Serve Your Answer
Serve a copy of your answer to the plaintiff's attorney within 20 days.
- 2
File Your Answer
File your answer with the court to avoid a default judgment.
- 3
Consult an Attorney
Speak to an attorney for guidance on your rights and options.
Frequently Asked Questions
- What should I do if I receive a foreclosure summons?
- You must respond by serving an answer to the plaintiff's attorney within 20 days.
- How can I protect my home from foreclosure?
- Respond to the summons and seek legal advice to understand your options.
- What happens if I don't respond to the foreclosure summons?
- A default judgment may be entered against you, and you could lose your home.
The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified professional before taking action.
Full Notice Text
SUMMONS Supreme Court of New York, Orleans County. GITSIT SOLUTIONS, LLC, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY IN ITS CAPACITY AS SEPARATE TRUSTEE OF GITSIT MORTGAGE LOAN TRUST BBPLC1, Plaintiff -against- UNKNOWN HEIRS OF THE ESTATE OF CLARENCE G. SCHULER; KAREN A. VERTON A/K/A KAREN A. HERRMANN, AS HEIR AND DISTRIBUTEE OF THE ESTATE OF CLARENCE G. SCHULER; WILLIAM G. SCHULER, SR., AS HEIR AND DISTRIBUTEE OF THE ESTATE OF CLARENCE G. SCHULER; DEBBIE S. MAYNARD A/K/A DEBRA S. SCHULER, AS HEIR AND DISTRIBUTEE OF THE ESTATE OF CLARENCE G. SCHULER; ANTHONY MIGNANO A/K/A TONY MIGNANO, AS HEIR AND DISTRIBUTEE OF THE ESTATE OF JANET MIGNANO A/K/A JANET SCHULER; JOHN A. MIGNANO, AS HEIR AND DISTRIBUTEE OF THE ESTATE OF JANET MIGNANO A/K/A JANET SCHULER; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE; UNITED STATES OF AMERICA (WESTERN DISTRICT) O/B/O INTERNAL REVENUE SERVICE; "JOHN DOE #1" THROUGH "JOHN DOE #12," the last twelve names being fictitious and unknown to plaintiff the persons or parties intended being the tenant's occupants persons or corporations if any having or claiming an interest in or lien upon the premises described in the complaint, Defendants Index No. CV25-00646. Mortgaged Premises: 16035 Ridge Road West Albion, NY 14411 Section: 53. Block: 2 Lot: 25.2 TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in the above captioned action and to serve a copy of your Answer on the Plaintiff's attorney within twenty (20) days after the service of this Summons, exclusive of the day of service, or within thirty (30) days after completion of service where service is made in any other manner than by personal delivery within the State. The United States of America, if designated as a Defendant in this action, may answer or appear within sixty (60) days of service hereof. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT THE OBJECTIVE of the above captioned action is to foreclose on a reverse mortgage to secure $145,500.00 and interest, recorded in the Orleans County Clerk's Office on May 24, 2013, in Instrument Number 2013-00076563, and in Book D 845, Page 3281, covering the premises known as 16035 Ridge Road West, Albion, NY 14411. The relief sought herein is a final judgment directing sale of the premises described above to satisfy the debt secured by the mortgage described above. Plaintiff designates Orleans County as the place of trial. Venue is based upon the County in which the mortgaged premises is located. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. FRIEDMAN VARTOLO, LLP 1325 Franklin Avenue, Suite 160 Garden City, NY 11530, Attorneys for Plaintiff. January 31, February 7, 14, 21 2026 LNYS0450296
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