Foreclosure action against heirs of Denise Lawrence for unpaid mortgage.

SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF QUEENS Bank of America, N.A., Plaintiff, -against- David A. Raiford, possible Heir to the Estate of Denise Lawrence, Elisha C. Raiford possible Heir to the Estate of Denise Lawrence, Donna M. Raiford a/k/a Donna Raiford possible Heir to the Estate of Denise Lawrence, Deborah D. Raiford a/k/a Deborah Wilson Raiford a/k/a Deborah Raiford Halloway a/k/a Deborah D. Holloway possible Heir to the Estate of Denise Lawrence, Michael A. Jordan Sr a/k/a Michael A. Jordan a/ka Michael Jordan possible Heir to the Estate of Denise Lawrence; Secretary of Housing and Urban Development, Criminal Court of the City of New York, Municipal Credit Union, New York City Parking Violations Bureau, New York City Environmental Control Board, New York City Transit Adjudication Bureau, New York State Department of Taxation and Finance, United States of America, Denise Lawrence's unknown heirs-at-law, next-of-kin, distributees, executors, administrators, trustees, devisees, legatees, assignees, lienors, creditors, and successors in interest and generally all persons having or claiming under, by or through said defendant who may be deceased, by purchase, inheritance, lien or otherwise, any right, title or interest in the real property described in the complaint herein, John Doe (Refused Name), Defendants. SUPPLEMENTAL SUMMONS Index #: 716990/2023 Filed: 3/3/2026 Plaintiff designates Queens County as the place of trial. Venue is based upon the County in which the mortgaged premises is situated. TO THE ABOVE NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED to answer the Complaint in this action and to serve a copy of your Answer or, if the Complaint is not served with this Summons, to serve a Notice of Appearance on the attorneys for the plaintiff within twenty (20) days after service of this Summons, exclusive of the day of service; or within thirty (30) days after service is complete if this Summons is not personally delivered to you within the State of New York; or within sixty (60) days if it is the United States of America. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT The objection of this action is to foreclose a mortgage dated July 30, 2005, executed by Ida Raiford and Denise Lawrence, as mortgagors, to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Delta Funding Corp., its successors and assigns, as mortgagee, to secure the sum of $375,000.00, and recorded in the Office of the Clerk of the County of Queens on August 31, 2005 at CRFN 2005000489918, and a second mortgage dated June 16, 2008 was made by Denise Lawrence and Ida Raiford to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Somerset Investors Corp., its successors and assigns in the amount of $83,783.74 and was recorded March 17, 2009 in CRFN 2009000077211, which were combined pursuant to a Consolidation, Extension and Modification Agreement dated June 16, 2008 made by Denise Lawrence and Ida Raiford to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Somerset Investors Corp., its successors and assigns and recorded March 17, 2009 in CRFN 2009000077212, which formed a single lien in the amount of $446,600.00. Also, a third mortgage in the amount of $14,673.69 dated February 11, 2010 made by Ida Raiford and Denise Lawrence to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Bank of America, N.A., its successors and assigns was recorded March 17, 2010 in CRFN 2010000091201 as consolidated pursuant to Consolidation, Extension and Modification Agreement made by Ida Raiford and Denise Lawrence to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Bank of America, N.A. its successors and assigns and recorded June 22, 2010 in CRFN 2010000207167, which formed a single lien in the amount of $453,299.00. The loan was modified pursuant to a Loan Modification Agreement dated January 1, 2014, made by Ida Raiford and Denise Lawrence to Bank of America, N.A., and recorded June 17, 2014 in CRFN 2014000206776, which formed a single lien in the amount of $395,322.32. The loan was further modified pursuant to a Loan Modification Agreement effective April 1, 2017, made by Denise Lawrence to Bank of America, N.A., and recorded April 21, 2017 in CRFN 2017000153071, which formed a single lien in the amount of $452,897.42. The relief sought in the within action is a final judgment directing the sale of the premises described above to satisfy the debt secured by the Mortgage described above. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. Dated: Bay Shore, New York March 2, 2026 FRENKEL, LAMBERT, WEISMAN & GORDON, LLP BY: Karen Sheehan Attorneys for Plaintiff 53 Gibson Street, Bay Shore, New York 11706 (631) 969-3100 Our File No.: 01-055453-F02