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OAG v. Gillece, Appeal of: Gillece

Docket 32 WAP 2024

Court of record · Indexed in NoticeRegistry archive · AI-enriched for research

CivilAffirmed
Filed
Jurisdiction
Pennsylvania
Court
Supreme Court of Pennsylvania
Type
Lead Opinion
Case type
Civil
Disposition
Affirmed
Judge
Brobson, P. Kevin
Docket
32 WAP 2024

Appeal from the Commonwealth Court affirming a trial court order granting partial summary judgment and a permanent injunction in an OAG enforcement action under the UTPCPL and HICPA.

Summary

The Pennsylvania Supreme Court held that when a contract is governed by the Home Improvement Consumer Protection Act (HICPA), a consumer may rescind the home-improvement contract within three business days by giving actual notice of cancellation to the contractor even if that notice is not in writing. The Office of Attorney General sued Gillece for refusing to honor timely oral or other non-written cancellations; the trial court granted partial summary judgment and issued an injunction, and the Commonwealth Court affirmed. The Supreme Court concluded HICPA’s specific, later-enacted consumer-protection rescission rule controls over any general written-notice language in the older UTPCPL.

Issues Decided

  • Whether HICPA requires home improvement contractors to permit rescission within three business days when a consumer gives actual notice that is not in writing.
  • Whether the UTPCPL’s written-notice cancellation requirement governs contracts that are also covered by HICPA.
  • Whether contractors can comply with both statutes without misrepresenting consumers’ rights.

Court's Reasoning

The Court relied on statutory text, timing, and purpose. HICPA’s rescission provision does not mention a writing requirement, and it is a later, more specific statute addressing home-improvement contracts, so it controls over the more general UTPCPL provision. HICPA’s express repeal clause and its cross-reference to the UTPCPL further support reading HICPA as permitting nonwritten actual notice. Interpreting HICPA to require only written cancellation would frustrate its consumer-protection purpose.

Authorities Cited

  • Home Improvement Consumer Protection Act (HICPA)73 P.S. § 517.7(b)
  • Unfair Trade Practices and Consumer Protection Law (UTPCPL)73 P.S. § 201-7(a)
  • Statutory Construction Act (specific/general and later-enacted controls)1 Pa.C.S. §§ 1921, 1933, 1936

Parties

Appellant
Gillece Services, L.P.
Appellant
Gillece Plumbing & Heating, Inc.
Appellant
Thomas J. Gillece
Appellee
Commonwealth of Pennsylvania, Office of Attorney General
Judge
Justice McCAFFERY

Key Dates

Trial court order (partial summary judgment / injunction)
2023-08-01
Commonwealth Court decision affirmed
2024-07-03
Pennsylvania Supreme Court decision
2026-04-30
Argument before Supreme Court
2025-10-07

What You Should Do Next

  1. 1

    For homeowners

    If you wish to cancel a home-improvement contract within three business days, provide clear actual notice (call, in-person, or written) and document the communication (time, name, witness) so you can prove the timely notice if needed.

  2. 2

    For contractors

    Update contract forms and company policies to accept and record actual cancellation notices delivered orally or by other nonwritten means within three business days, and train staff to confirm and document cancellations when received.

  3. 3

    For parties in the enforcement action

    Proceed with the remaining trial proceedings on civil penalties, costs, and restitution in accordance with the injunction; consider settlement talks given the Supreme Court ruling.

  4. 4

    Consider legal review

    Consult counsel to review existing contracts, notice language, and compliance steps to ensure state-law compliance and to prepare for any additional litigation or regulatory follow-up.

Frequently Asked Questions

What did the court decide in simple terms?
The court decided that consumers can cancel home-improvement contracts within three business days by giving actual notice to the contractor even if that notice is oral or not written.
Who is affected by this decision?
Homeowners who sign home-improvement contracts in Pennsylvania and home-improvement contractors doing business in the state are affected; contractors must honor timely nonwritten cancellations.
What happens next for the company sued by the Attorney General?
The injunction requiring the company to permit three-day cancellations regardless of the medium stands, and other remedies in the enforcement action (penalties, costs, restitution) remain to be resolved at trial.
Does this mean consumers cannot use the written notice form in the UTPCPL?
No. Consumers can still use the written UTPCPL form to cancel; the ruling simply adds that actual oral or other nonwritten notice within three business days must also be honored under HICPA.
Can this decision be appealed further?
This decision is from the Pennsylvania Supreme Court and is final within the state system on the issues decided; further federal review would be possible only via a petition to the U.S. Supreme Court under narrow circumstances.

The above suggestions and answers are AI-generated for informational purposes only. They may contain errors. NoticeRegistry assumes no responsibility for their accuracy. Consult a qualified attorney before relying on them.

Full Filing Text
[J-77-2025]
                IN THE SUPREME COURT OF PENNSYLVANIA
                           WESTERN DISTRICT

TODD, C.J., DONOHUE, DOUGHERTY, WECHT, MUNDY, BROBSON, McCAFFERY, JJ.


  COMMONWEALTH OF PENNSYLVANIA,         :   No. 32 WAP 2024
  OFFICE OF ATTORNEY GENERAL, BY        :
  ATTORNEY GENERAL DAVID W.             :   Appeal from the Order of the
  SUNDAY, JR.                           :   Commonwealth Court entered July
                                        :   3, 2024, at No. 861 CD 2023,
                                        :   Affirming the Order of the Court of
             v.                         :   Common Pleas of Allegheny County
                                        :   entered August 1, 2023, at No. GD-
                                        :   20-9374.
  GILLECE SERVICES, L.P., D/B/A GILLECE :
  PLUMBING, HEATING, COOLING, AND       :   ARGUED: October 7, 2025
  ELECTRICAL, INC., GILLECE PLUMBING    :
  AND HEATING, INC., ROOTER-MEDIC,      :
  ELECTRIC MEDIC, GILLECE PLUMBING      :
  AND HEATING, INC.,THOMAS J.           :
  GILLECE, INDIVIDUALLY AND AS          :
  OWNER OF GILLECE SERVICES, L.P.,      :
  GILLECE ENERGY, L.P., AND GILLECE     :
  PLUMBING AND HEATING, INC., JAMES     :
  F. HACKWELDER, INDIVIDUALLY AND AS :
  FIELD SUPERVISOR FOR GILLECE          :
  SERVICES, L.P., AND JOSEPH NIKOULA, :
  INDIVIDUALLY AND AS FIELD             :
  SUPERVISOR FOR GILLECE SERVICES,      :
  L.P.                                  :
                                        :
                                        :
  APPEAL OF: GILLECE SERVICES, L.P.,    :
  D/B/A GILLECE PLUMBING, HEATING,      :
  COOLING, AND ELECTRICAL, INC.,        :
  GILLECE PLUMBING AND HEATING, INC., :
  AND THOMAS J. GILLECE                 :


                                 OPINION
JUSTICE McCAFFERY                                             DECIDED: APRIL 30, 2026
       This appeal concerns the interaction of two different statutes. One is the Unfair

Trade Practices and Consumer Protection Law (the UTPCPL). 1 It regulates a broad

category of contracts for goods and services, prohibiting certain unfair or deceptive

commercial practices. The UTPCPL also gives consumers the right to rescind certain

contracts “by notifying, in writing, the seller within three full business days following the

day on which the contract … was made[.]” 73 P.S. § 201-7(a) (emphasis added).

       The other statute is the Home Improvement Consumer Protection Act (HICPA), 2

which regulates the narrower category of home improvement contracts. HICPA mandates

that consumers be “permitted to rescind the contract without penalty … within three

business days of the date of signing” the contract. 73 P.S. § 517.7(b). Absent from

HICPA’s right to rescind is any explicit requirement that the cancellation of the contract be

made in writing.

       Before us presently, then, is the following question: When a contract falls within

the ambit of both the UTPCPL and HICPA, is a consumer required to cancel in writing?

The answer is no. Today, we hold that HICPA (subject to its other provisions) requires

home improvement contractors to permit consumers to cancel their contracts within three

business days when consumers provide actual notice of cancellation to the contractors,

even if that notice is not in writing.

I. FACTS AND PROCEDURAL HISTORY

       A. Facts

       In 2020, the Pennsylvania Office of Attorney General (OAG) filed a civil

enforcement action against, inter alia, Gillece Services, LP, its General Partner, Gillece


1 73 P.S. §§ 201-1 – 201-10.

2 73 P.S. §§ 517.1 – 517.19.




                                         [J-77-2025] - 2
Plumbing & Heating, Inc., and Thomas J. Gillece, individually (collectively, Gillece). The

factual background for the action comes from three separate incidents.

       First, on April 9, 2017, Jacob Wiley entered into a home improvement contract with

Gillece for the replacement of a sewer pipe. A Gillece employee told Wiley the work would

begin the next morning. That evening, however, Wiley became hesitant about the price,

called a Gillece dispatcher, and stated he wanted to cancel the contract. Wiley testified

that the dispatcher replied, “Okay. We’ll let them know.” Deposition of Jacob Wiley,

11/14/2022, at 37 (R.R. at 87a). A Gillece employee entered a note in the company’s

records that night indicating Wiley wanted to cancel the contract. Yet the next morning,

a Gillece dispatcher called Wiley and stated a work crew was on its way. Wiley told the

dispatcher he did not want the work done and had already cancelled. The crew arrived

nonetheless, and Wiley’s fiancée handed them a written notice of cancellation form (which

he had planned to mail to Gillece that day), and the crew left.

       The second incident involved a contract with Gillece that Ryan Mack signed on

Friday, July 13, 2018, for the repair of an underground sewer line. Later that day, Gillece

employees began digging a hole in Mack’s yard, but did no further work over the weekend.

On Monday, July 16, 2018, Mack provided Gillece with a written notice of cancellation.

Gillece employees returned to refill the hole, but Mack prevented them from entering his

property. Initially, the Gillece employees refused to leave the property without either filling

the hole or receiving payment for digging it. They left only after Mack contacted the local

police. Gillece later sued Mack, claiming that Mack had been unjustly enriched by

Gillece’s work digging the hole.

       The final incident involved a contract Cheri Rose signed with Gillece at her home

on October 14, 2018, for repairs to a sewage pipe under her driveway. Later that evening,

like Wiley, she called Gillece to cancel the work, which was scheduled to begin the next




                                       [J-77-2025] - 3
morning. The employee with whom Rose spoke stated she could not cancel the contract

herself but said she would pass along the message. The next morning, however, a Gillece

dispatcher sent the following message to the work crew: “She mentioned she wanted to

cancel when she called in last night. She MUST speak with [S]teve to cancel. She hasn’t

taken his calls. Just get there and begin the work PLEASE!!!!!!!!!!” Commonwealth’s

Motion for Partial Summary Judgment, 4/3/2023, at 13 (R.R. at 36a). While Rose was at

work, the crew dug a hole in her driveway and removed a portion of the sewage pipe.

Rose later demanded that Gillece either replace the section of pipe or reinstall the

removed portion, but a Gillece employee refused. The employee also threatened to refill

the hole if Rose did not sign a document accepting responsibility for the hole, which she

did. The following day, October 16, 2018, Rose delivered a written notice of cancellation

to Gillece. See Deposition of Cheri Rose, 6/1/2022, at 29-30 (R.R. at 108a). Gillece

eventually replaced the pipe in February 2019.

       B. Procedural History

       The OAG initiated a civil enforcement action pursuant to Section 4 of the UTPCPL,

which provides that “[w]henever the Attorney General … has reason to believe that any

person is using or is about to use any method, act or practice” prohibited by the UTPCPL,

“[they] may bring an action in the name of the Commonwealth against such person to

restrain by temporary or permanent injunction the use of such method, act or practice.”

73 P.S. § 201-4. Because a violation of HICPA is also considered a violation of the

UTPCPL, see 73 P.S. § 517.10, the OAG possessed enforcement authority of the alleged

violations of both statutes. The OAG included numerous counts in its complaint, but the

only count relevant to this appeal is Count III, in which the OAG alleged Gillece rejected

timely efforts to cancel home improvement contracts if the notice of cancellation was not

in writing.




                                     [J-77-2025] - 4
       Following discovery, the OAG filed a motion for partial summary judgment. The

trial court found OAG established Gillece received “phone calls from customers seeking

to cancel home improvement contracts and, despite such notice, would proceed to send

crews to the customers’ properties and attempt to commence work, refusing to honor the

attempt at cancellation unless and until a signed notice” was received. Off. of Att’y Gen.

by Henry v. Gillece Servs., LP, 320 A.3d 790, 793 (Pa. Cmwlth. 2024).

       Relevant here, the trial court determined Gillece violated Section 7(b) of HICPA,

73 P.S. § 517.7(b), because Gillece refused to permit customers to rescind their contracts

within three business days. Consequently, the court granted the OAG’s motion for partial

summary judgment and issued a permanent injunction directing Gillece to “permit

customers to rescind their home improvement contracts without penalty within three (3)

business days of the date of signing, regardless of the medium used by the customer to

provide actual notice of cancellation” and prohibiting Gillece from “misrepresent[ing] in

any manner a customer’s right to cancel a home improvement contract[.]” Trial Court

Opinion, 9/22/2023, at 4 (citing Trial Court Order, 8/1/2023, ¶ 16).

       In its opinion, the trial court explained that “HICPA functions much like an

expansion upon the [UTPCPL.]” Trial Court Opinion, 9/22/2023, at 2-3 (citation omitted).

The court observed HICPA “establishes additional consumer safeguards for transactions

involving [h]ome [i]mprovement [c]ontracts,” while the UTPCPL deals with a much broader

group of contracts for goods or services. Id. at 2 n.3. Because the UTPCPL mentions

written cancellation in its text and HICPA does not, the trial court reasoned HICPA

contains a written cancellation requirement only if HICPA’s provision “impliedly

incorporated the [UTPCPL] requirements.” Id. at 10.

       The court concluded the UTPCPL’s provision was not impliedly incorporated

because there was “no indication, whether in the statutory text or otherwise, that the




                                      [J-77-2025] - 5
General Assembly intended the [UTPCPL] written notice requirements be applicable to

[HICPA].” Trial Court Opinion, 9/22/2023, at 10. The court provided several reasons for

its conclusion. First, the UTPCPL references HICPA repeatedly, indicating “the legislators

could cite [UTPCPL] requirements with specificity where they considered them applicable

to [ ] HICPA.” Id. Second, the “absence of written notice requirements for consumer

contract re[s]cission and cancellation is in line with [ ] HICPA’s policy of expanding

consumer protections.” Id. at 11 (citation omitted). Third, the absence of written notice

requirements is consistent with expanded protections in other contexts, such as insurance

contracts, which customers may cancel through an overt act. See id. at 11-12 (citations

omitted). Thus, the court held a plain reading of HICPA indicates home improvement

contractors “must cancel [h]ome [i]mprovement [c]ontracts when a customer gives notice

of cancellation within three days of signing, regardless of the medium used by the

customer to provide actual notice of cancellation.” Id. at 12 (citation and quotation marks

omitted).

       Because the trial court granted permanent injunctive relief, the order was

immediately appealable under Rule 311(a)(4) of the Pennsylvania Rules of Appellate

Procedure. 3 On appeal, Gillece raised various issues, which the Commonwealth Court

“distilled as follows: whether the trial court erred in construing HICPA not to require written

notice to cancel home improvement contracts.” Gillece, 320 A.3d at 794-795. The

Commonwealth Court determined the trial court “ably addresse[d]” the issue, adopted and

appended the trial court opinion, and affirmed on that basis. Id. at 795.

II. ISSUES




3 As noted by the Commonwealth Court, “other matters (civil penalties, costs, and
restitution) remain to be resolved at trial[.]” Gillece, 320 A.3d at 793 n.4.


                                       [J-77-2025] - 6
       Gillece petitioned for allowance of appeal to this Court, and we granted allocatur

to consider the following questions:
       a. Whether [h]ome [i]mprovement [c]ontracts covered by both the Pennsylvania
          [UTPCPL] and [HICPA] may be cancelled by a consumer, verbally, in person or
          over the telephone, or otherwise, “regardless of the medium used by the
          customer to provide actual notice of cancellation”?
       b. Does the [l]ower [c]ourt’s decision create a result that is impossible to comply
          with, where if [p]etitioner complies with the strict terms of the UTPCPL, it will
          engage in misrepresentation of the consumer’s right to cancel, in violation of
          both the [t]rial [c]ourt’s [i]njunction and the UTPCPL?
Off. of Att’y Gen. by Henry v. Gillece Servs., L.P., 329 A.3d 1127, 1128 (Pa. 2024)

(alterations in original). Because these two issues are interrelated, we will consider them

together.

III. ANALYSIS

       The combined question before us is one of pure law: whether HICPA requires

home improvement contractors to honor cancellations of home improvement contracts

even when the notice of cancellation is not in writing, or whether the UTPCPL’s written

cancellation provision controls even when the contract also falls under HICPA. 4

       A. Statutory Interpretation

       According to the Statutory Construction Act, 5 “[t]he object of all interpretation and

construction of statutes is to ascertain and effectuate the intention of the General

Assembly.” 1 Pa.C.S. § 1921. As this Court has repeatedly affirmed, “[t]he legislative

will is revealed, first and foremost, by the explicit text of a statute.” Mimi Invs., LLC v.

Tufano, 297 A.3d 1272, 1284 (Pa. 2023) (citing Commonwealth v. Griffith, 32 A.3d 1231,

1235 (Pa. 2011) (stating “the best indication of legislative intent is the plain text of the



4 For purposes of this appeal, we assume, without deciding, that the UTPCPL requires

that notice of cancellation be given in writing.
5 1 Pa.C.S. §§ 1501-1991.




                                       [J-77-2025] - 7
statute”)). Therefore, we turn to the text of the two relevant provisions providing a right

to rescind.

       In the UTPCPL, Section 7(a) allows consumers to avoid contracts for goods or

services by notifying the seller of cancellation — in writing — within three business days:
       Where goods or services having a sale price of twenty-five dollars ($25) or
       more are sold or contracted to be sold to a buyer, as a result of, or in
       connection with, a contact with or call on the buyer or resident at his
       residence either in person or by telephone, that consumer may avoid the
       contract or sale by notifying, in writing, the seller within three full
       business days following the day on which the contract or sale was
       made and by returning or holding available for return to the seller, in its
       original condition, any merchandise received under the contract or sale.
       Such notice of rescission shall be effective upon depositing the same in the
       United States mail or upon other service which gives the seller notice of
       rescission.
73 P.S. § 201-7(a) (emphasis added).

       In HICPA, Section 7(b) requires home improvement contracts to permit the

rescission of contracts within three business days of the date of signing:
       Right of rescission. --An individual signing a home improvement contract,
       except as provided in the emergency provisions of section 7 of the
       [UTPCPL], shall be permitted to rescind the contract without penalty
       regardless of where the contract was signed, within three business days
       of the date of signing.
73 P.S. § 517.7(b) (emphases added; footnote omitted).

       The key difference between the two provisions is that the UTPCPL mentions

notification of cancellation in writing, while HICPA merely requires a home improvement

contractor to permit rescission within three business days. The absence of an explicit

writing requirement in HICPA is significant. “[A]s a matter of statutory interpretation,

although one is admonished to listen attentively to what a statute says [;] [o]ne must also

listen attentively to what it does not say.” Wunderly v. Saint Luke's Hosp. of Bethlehem,

345 A.3d 692, 701-702 (Pa. 2025) (alterations in original; citation omitted); see also Felix

Frankfurter, Some Reflections on the Reading of Statutes, 47 COLUM. L. REV. 527, 536



                                      [J-77-2025] - 8
(1947) (“One more caution is relevant when one is admonished to listen attentively to

what a statute says. One must also listen attentively to what it does not say.”).

       HICPA, of course, does not say cancellation must be in writing. Therefore, if

contracts governed by HICPA must be cancelled in writing, it is only because the UTPCPL

writing cancellation requirement is implicitly imported into HICPA. 6 We, however, reject

that proposition, and hold there is no requirement that contracts subject to HICPA be

cancelled in writing.   Several contextual considerations persuade us to reach this

conclusion.

       First, as a principle of statutory interpretation, specific — or special — provisions

prevail over general provisions. As the Statutory Construction Act explains:
       Whenever a general provision in a statute shall be in conflict with a special
       provision in the same or another statute, the two shall be construed, if
       possible, so that effect may be given to both. If the conflict between the two
       provisions is irreconcilable, the special provisions shall prevail and shall
       be construed as an exception to the general provision, unless the
       general provision shall be enacted later and it shall be the manifest intention
       of the General Assembly that such general provision shall prevail.
1 Pa.C.S. § 1933 (emphasis added). The noted English philosopher and jurist Jeremy

Bentham once articulated the justification for this principle: “[T]he particular provision is

established upon a nearer and more exact view of the subject than the general, of which

it may be regarded as a correction.” Antonin Scalia & Bryan A. Garner, Reading Law: The

Interpretation of Legal Texts 183 (1st Ed. 2012) (hereafter, “Reading Law”) (citing Jeremy

Bentham, “A Complete Code of Laws,” in 3 The Works of Jeremy Bentham 210 (John

Bowring Ed. 1843)).

       Here, it is possible to give effect to both provisions: Consumers “may avoid the

contract” by returning the UTPCPL’s cancellation form, and home improvement

contractors “shall [ ] permit[]” consumers to cancel if the consumers give notice of

6 See supra note 4.




                                      [J-77-2025] - 9
cancellation by other means. 73 P.S. § 201-7(a); 73 P.S. § 517.7(b). Yet even if a conflict

does exist, the provision from HICPA must control because HICPA contains the more

specific provision.   HICPA governs a specific set of contracts pertaining to home

improvement, while the UTPCPL governs a much broader set of contracts pertaining

more generally to goods and services. HICPA’s language is “established upon a nearer

and more exact view of the subject” at issue here, namely home improvement contracts.

Reading Law at 183 (citation omitted). Therefore, the principles of statutory construction

tell us that the special provision in HICPA bestowing a more expansive ability to cancel

must prevail, even if the more generally applicable right to cancel bestowed by the

UTPCPL requires written notice when a home improvement contract is not at issue.

       The conclusion that HICPA contains the more specific provision is bolstered by

Section 10 of the Act. Section 10 states that “[a] violation of any of the provisions of

[HICPA] shall be deemed a violation of the [UTPCPL].” 73 P.S. § 517.10. This has the

effect of placing the narrower, more specific category of HICPA-governed transactions

into the broader, more general category of UTPCPL-governed transactions. A violation

of HICPA is a per se violation of the UTPCPL, but the opposite is not true.

       A second reason to conclude that HICPA contains no written cancellation

requirement is that HICPA was enacted after the UTPCPL. The Statutory Construction

Act again provides us with guidance, explaining that later enactments generally control

over earlier ones: “Whenever the provisions of two or more statutes enacted finally by

different General Assemblies are irreconcilable, the statute latest in date of final

enactment shall prevail.” 1 Pa.C.S. § 1936. The UTPCPL was enacted in 1968. See

Weinberg v. Sun Co., 777 A.2d 442, 446 (Pa. 2001). HICPA, on the other hand, was

enacted 40 years later in 2008.     See Mid-Atl. Sys. of WPA, Inc. v. Tax Off. of the

Municipality of Monroeville, 204 A.3d 579, 588 (Pa. Cmwlth. 2019). Consequently, to the




                                     [J-77-2025] - 10
extent the two provisions present a choice between requiring or not requiring written

notice, HICPA’s later provision — which does not mention written notice — should control.

       Third, HICPA contains a section explicitly repealing earlier enactments that

contradict it. HICPA states that “[a]ll acts and parts of acts are repealed insofar as they

are inconsistent with this act.” 73 P.S. § 517.18. Accordingly, the more liberally framed

right to rescind found in HICPA should apply to home improvement contracts, even if the

UTPCPL would require more from consumers who wish to cancel.

       A fourth contextual indication that confirms our holding is that HICPA’s recission

provision cross-references the UTPCPL’s rescission provision. Section 7(b) of HICPA

asserts consumers “shall be permitted” to rescind a contract, “except as provided in the

emergency provisions of section 7 of the act of December 17, 1968 (P.L. 1224, No.

387), known as the [UTPCPL.]” 73 P.S. § 517.7(b) (footnote omitted). 7 Section 7 of the

UTPCPL houses both the emergency provisions and the language specifying that

contracts may be cancelled “in writing[.]” 73 P.S. § 201-7(a). HICPA’s explicit reference

to the UTPCPL section that expressly includes the words “in writing” makes their absence

all the more conspicuous in HICPA. This further suggests there is not a written notice

requirement in HICPA.

       Finally, the purpose behind these two laws confirms our interpretation of the

statutory language. The “mischief to be remedied” or the “object to be attained” by a

statute can be useful indications of the statute’s meaning, even if the “the letter of [a

statute] is not to be disregarded under the pretext of pursuing its spirit.” 1 Pa.C.S. §

1921(b), (c)(3)-(4). It is well-established that a “textually permissible interpretation that

furthers rather than obstructs [a statute’s] purpose should be favored.” Reading Law at

7 The emergency provisions permit a consumer to waive the three-day right to rescind,

thereby allowing contractor to begin work immediately in case of emergency. See 73 P.S.
§ 201-7(j.1)-(o).


                                      [J-77-2025] - 11
63. This is because interpretation “always depends on context,” and “context always

includes evident purpose[.]” Id.

       Here, the purpose of both the UTPCPL and HICPA is relatively uncontroversial.

Both are consumer protection statutes; hence, they were designed to protect consumers.

See Commonwealth by Shapiro v. Golden Gate Nat’l Senior Care LLC, 194 A.3d 1010,

1023 (Pa. 2018) (“The UTPCPL was created to even the bargaining power between

consumers and sellers in commercial transactions, and to promote that objective, it aims

to protect the consumers of the Commonwealth against fraud and unfair or deceptive

business practices.” (citation omitted)); Mid-Atl. Sys., 204 A.3d at 588 (“HICPA was

enacted in 2008 with the purpose of protecting consumers from a variety of fraudulent

and deceptive practices by home improvement contractors.”). More specifically, the

cancellation right itself is “primarily directed to providing protection to a consumer who

falls prey to a seller who contacts the consumer at his or her home and consummates a

sales transaction before the consumer has adequate time to reflect on the wisdom of the

purchase.” Burke v. Yingling, 666 A.2d 288, 291 (Pa. Super. 1995). Additionally, the title

of a statute may give insight into its proper construction. See 1 Pa.C.S. § 1924 (“The title

and preamble of a statute may be considered in the construction thereof. … The headings

… of a statute shall not be considered to control but may be used to aid in the construction

thereof.”); Reading Law at 221 (“The title and headings are permissible indicators of

meaning.”). Here, the titles of both statutes include the words “consumer protection.” 73

P.S. § 201-1; 73 P.S. § 517.1. This provides additional confirmation of the statutes’ shared

purpose.

       The following example illustrates the usefulness of being attentive to statutory

purpose. There is a “legendary story” about a zoning ordinance stating that “no drinking

saloon may exist within a mile of any schoolhouse.” Reading Law at 63. “Misinterpreting




                                     [J-77-2025] - 12
and misapplying this provision, the court decided that a certain schoolhouse had to be

moved.” Id. (citation omitted). That outcome is “precisely backward [because t]he clear

purpose of the statute, as gathered from the words alone (‘no drinking saloon’ is the

prohibition), was to protect schoolhouses — not saloons.” Id. Were we to favor Gillece’s

proposed interpretation, we would be committing the same error as the fictional court in

the example above. The purpose of these statutes is to protect consumers. Gillece asks

us to read HICPA to permit home improvement contractors to begin work they know

consumers are trying to cancel, simply because the consumer did not return the

UTPCPL’s written notice. This would contradict the text of HICPA, which mandates that

consumers be permitted to cancel, while simultaneously obstructing the statute’s

purpose.

       B. Gillece’s Counterarguments

       Gillece offers several counterarguments to the position we have articulated.

However, we are ultimately unpersuaded by its contentions. To begin, Gillece argues “all

of the contracts involved in this [a]ppeal are governed by both the UTPCPL and HICPA.”

Gillece’s Brief at 18 (emphasis in original). Gillece observes the contracts were “for goods

and services in a sum in excess of $25, entered into at the customer’s residence, thus

making the contracts subject to the UTPCPL.” Id. at 22 (citations omitted). Consequently,

Gillece argues, a “plain reading of the UTPCPL shows that … a customer’s notice of

cancellation must be in writing[.]” Id. at 18. We disagree. For the reasons given above,

HICPA’s right to rescind must be given effect, and that right is not limited by a written

notice requirement. Reading the two statutes together necessarily involves applying the

additional consumer protections conferred by HICPA to home improvement contracts.

       Along the same lines, Gillece argues the lower courts misapplied the rules of

statutory construction. Gillece contends that the UTPCPL and HICPA, because they both




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relate to consumer protection, are in pari materia (i.e., on the same subject) and therefore

should be construed as one statute. See Gillece’s Brief at 42 (citing 1 Pa.C.S. § 1932

(“Statutes in pari materia shall be construed together, if possible, as one statute.”)

(reformatted)). Gillece maintains the lower courts failed to construe the two statutes

together as one so as “to give effect to all of its provisions.” Gillece’s Brief at 41 (citing 1

Pa.C.S. § 1921(a)). By “construing [the] cancellation requirements of HICPA and the

UTPCPL separately[,]” Gillece asserts the lower courts “violated 1 Pa.C.S.[] § 1932.” Id.

at 43. Gillece further insists the lower courts violated 1 Pa.C.S. § 1933, which, as we

have discussed, provides that when special and general provisions conflict, the “special

provisions shall prevail and shall be construed as an exception to the general provision[.]”

Id. at 44 (citing 1 Pa.C.S. § 1933). Gillece stresses the UTPCPL’s cancellation provision

is limited to contracts resulting from contact with a consumer “at [the consumer’s]

residence either in person or by telephone.”         Id. at 45 (citing 73 P.S. § 201-7(a)).

Therefore, as Gillece views the statutes, HICPA offers the general provision that home

improvement contracts may be cancelled within three days, while the UTPCPL offers the

special provision clarifying that contracts signed at home must be cancelled in writing.

       Nevertheless, as we explain above, we interpret the statutes differently, such that

the UTPCPL contains the general provision and HICPA contains the special provision.

The UTPCPL regulates a broader category of contracts for goods and services, while

HICPA regulates a narrower category of home improvement contracts. The result of

Gillece’s construction would be that home improvement contracts signed outside the

home could be cancelled orally, whereas those signed in the home could only be

cancelled in writing. Yet the contextual considerations detailed above — such as the




                                       [J-77-2025] - 14
relationship between the two statutes and the statutory purpose — persuade us that

Gillece’s interpretation is incorrect. 8

       Finally, we address Gillece’s argument that it is impossible for contractors to

comply with the decision below. Gillece reasons as follows: If contractors provide the

notice required by the UTPCPL, they are telling consumers cancellation must occur in

writing. Gillece maintains that by telling consumers cancellation must occur in writing,

contractors are misrepresenting consumers’ right to rescind under HICPA, which need

not be in writing. See Gillece’s Brief at 52-53. Gillece focuses on HICPA’s mandate that

a home improvement contract must “includ[e attached] copies of all required notices” and

specifically must “include[] a notice of the right to re[s]cission under [Section 7(b) of

HICPA.]” Gillece’s Brief at 33 (citing 73 P.S. § 517.7(a)(3, 13)). However, Gillece points

out that “HICPA does not provide a form for any ‘required notices’ that must be attached

to or contained in the contract[.] … The only form of required notice concerning a notice

of right to re[s]cission[] is set forth in the UTPCPL.” Id. at 34. The UTPCPL, Gillece

claims, “is crystal clear that cancellation under the UTPCPL must be in writing and

delivered to the contractor to be valid.” Id. According to Gillece, therefore, the lower

courts’ decision that no written notice of cancellation is required under HICPA means the

8  Gillece also references the OAG’s website, which contained various answers to
frequently asked questions related to consumer protection laws. See Gillece’s Brief at
28-32. Gillece emphasizes that the website stated cancellations under the UTPCPL
“must be in writing” and directs contractors under HICPA to provide the written notice of
cancellation from the UTPCPL “exactly as written in the law[.]” Id. at 31-32 (citing R.R. at
125a, 129a; emphasis omitted). Nevertheless, the portions of the website in the record
do not explicitly state cancellations under HICPA must be in writing; they merely direct
HICPA contractors to provide the UTPCPL written notice. Additionally, the section of the
website pertaining to HICPA explained the answers “are not a complete explanation of
the statute and [are] not a legal opinion. It is recommended that you carefully review the
Home Improvement Consumer Protection Act and consult with a private attorney if you
have any questions about the law or need legal [advice].” Id. at 29 (citing R.R. at 126a).
Hence, any answers provided on the OAG’S website do not resolve the question before
this Court.


                                           [J-77-2025] - 15
notice that must be provided under the UTPCPL amounts to a misrepresentation of the

consumer’s right to rescind.

       This argument is unavailing. The “Notice of Cancellation” provided in the UTPCPL

begins, “You may cancel this transaction, without any penalty or obligation, within three

business days from the above date.” 73 P.S. § 201-7(b)(2). After conveying more details

not relevant here, the notice concludes: “To cancel this transaction, mail or deliver a

signed and dated copy of this cancellation notice or any other written notice, or send a

telegram, to (name of seller), at (address of seller’s place of business) not later than

midnight of (date).” Id. The notice does not, at any point, state a consumer may only

cancel in writing.    Thus, providing the UTPCPL’s notice does not amount to a

misrepresentation of the consumer’s rights. The notice’s information is accurate: the

consumer may cancel by returning the written notice.        Under HICPA, however, the

consumer must also be permitted to cancel home improvement contracts if he or she

provides actual notice of cancellation within the three-day period by other means, such

as verbally by telephone or in person. In this way, contractors can comply with both

statutes without conflict or misrepresentation.

V. CONCLUSION

       Subject to its other provisions, HICPA requires home improvement contractors to

permit consumers to rescind their contracts during the three-day cancellation period when

consumers provide actual notice of cancellation to the contractors, even if that notice is

not in writing. Accordingly, the judgment of the Commonwealth Court is affirmed.

       Justices Donohue, Dougherty, Wecht, Mundy and Brobson join the opinion.

       Justice Brobson files a concurring opinion in which Justices Donohue and Mundy join.

       Chief Justice Todd concurs in the result.




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