Foreclosure — Dale
Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research
Rocket Mortgage, LLC will sell at public auction property secured by a mortgage on Zachariah Richards' loan after default. The sale is under the mortgage's power of sale and proceeds to the highest bidder for cash at the Dale County courthouse.
Key Takeaways
- Mortgage holder: Rocket Mortgage, LLC
- Borrower: Zachariah Richards
- Sale by public outcry at Dale County courthouse
- Property sold to highest cash bidder
- Published
- Category
- Foreclosure
- City
- Dale
Research context
If you don't respond
If no action is taken, the property will be sold at public auction under the mortgage's power of sale; payment and ownership rights will transfer to the winning bidder on the sale date.
What to do next
- 1
Contact the mortgage servicer
Reach out to Rocket Mortgage, LLC immediately to discuss loan reinstatement or payoff options before the sale date.
- 2
Attend the foreclosure sale
Appear at the Dale County Courthouse on the announced sale date to bid or observe; bring cash or certified funds if bidding.
- 3
Seek legal advice
Consult a local attorney or housing counselor about redemption rights or defenses to the foreclosure.
Frequently asked questions
- Who is foreclosing on the property?
- Rocket Mortgage, LLC is foreclosing as the current mortgage holder.
- Who is the borrower named in the notice?
- The borrower named is Zachariah Richards.
- Where will the foreclosure sale occur?
- The sale will be held before the main entrance of the Dale County Courthouse.
The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.
Legal terms in this notice
- power of sale
- A clause allowing the mortgagee to sell the property without court proceedings after borrower default.
- mortgagee
- The lender or entity that holds the mortgage and its rights.
- assignment
- A transfer of the mortgage owner's rights from one entity to another.
Full Notice Text
NOTICE OF MORTGAGE FORECLOSURE SALESTATE OF ALABAMACOUNTY OF DALEDefault having been made of the terms of the loan documents secured by that certain mortgage executed byZachariah Richards, a single man, to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nomineefor American Financial Resources, LLC, its successors and assigns dated May 23, 2024; said mortgage beingrecorded on June 3, 2024 in Deed Book 853, Page 604 in the Office of the Judge of Probate of Dale County,Alabama. Said Mortgage was last sold, assigned and transferred to Rocket Mortgage, LLC by assignmentrecorded in Deed Book 339, Page 151 in the Office of the Judge of Probate of Dale County, Alabama.The undersigned, Rocket Mortgage, LLC, under and by virtue of the power of sale contained in said mortgage,will sell at public outcry to the highest bidder for cash before the main entrance of the Court House in DaleCounty, Alabama during the legal