STATE OF ALABAMACOUNTY OF DEKALBNOTICE OF MORTGAGE FORECLOSURE SALEDefault having been made in the payment of the indebtedness secured by that certain mortgage and security agreement executed by JOSH ROGERS A/K/A JOSHUA FARRAN ROGERS and BRANDI AKINS ROGERS, a married couple, on the 14th day of July 2020, to VANDERBILT MORTGAGE AND FINANCE, INC., as recorded in Mortgage Book 5000, Page 11663, in the office of the Probate Judge of DeKalb County, Alabama; VANDERBILT MORTGAGE AND FINANCE, INC., as Mortgagee, by reason of such default having declared all of the indebtedness secured by said mortgage and security agreement due and payable and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage and security agreement, and as authorized by Section 7-9A-604(a)(2) of the Code of Alabama of 1975 as amended, VANDERBILT MORTGAGE AND FINANCE, INC., as Mortgagee, will sell at public outcry, for cash to the highest bidder, in front of the Courthouse door, in the City of Fort Payne, DeKalb County, Alabama, during the legal hours of sale on June 11, 2026, the following described real and personal property situated in DeKalb County, Alabama, to-wit:Begin at the SE corner of the NE 1/4 of the SW 1/4 of Section 14, Township 6 South, Range 8 East, go North up the forty line for a distance of 776.46 feet. This deeded property begins here. Continue North a distance of 520.09 feet, then West for a distance of 372.70 feet, then South for a distance of 630 feet, then East for a distance of 722 feet (and the point of this property's beginning), in the NE 1/4 of the SW 1/4 of Section 14, Township 6 South, Range 8 East, DeKalb County, Alabama.A 20 feet wide non-exclusive ingress and egress easement and utility easement in the Northeast Quarter of the Southwest Quarter of Section 14, Township 6 South, Range 8 East, Huntsville Meridian, DeKalb County, Alabama, and being more particularly described as follows:Commence at the locally accepted Southeast corner of the Northeast Quarter of the Southwest Quarter, point being located 9.40 feet South of a 1” iron pipe found, point being in DeKalb County Road Number 899, and point being at the Point of Beginning of the easement herein described; thence South 89 degrees 04.6 minutes West a distance of 20.00 feet to a point; thence parallel to the East line of the Northeast Quarter of the Southwest Quarter North 00 degrees 09.5 minutes East a distance of 776.62 feet to a point on the South line of the Josh Rogers property described in Deed Book 886, Page 210; thence North 89 degrees 31.8 minutes East a distance of 20.00 feet to a 5/8” rebar with plastic cap (S&H) at the Southeast corner of said Josh Rogers property; thence along the East line of the Northeast Quarter of the Southwest Quarter South 00 degrees 09.5 minutes West (passing a 1” iron pipe found at 767.06 feet) a total distance of 776.46 feet to the Point of Beginning.Said easement in the Northeast Quarter of the Southwest Quarter of Section 14, Township 6 South, Range 8 East, Huntsville Meridian, DeKalb County, Alabama according to a survey by S & H Surveying Company, Inc. dated 6-29-2020, and labeled drawing number 3572.ALSO one (1) 2020 So. Energy manufactured home, Serial No. SA4079493ALAB;together with the hereditaments and appurtenances thereunto belonging and all fixtures now attached to and used in connection with the premises herein described.This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the county where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto.Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.Said sale will be made subject to any existing Federal Tax Lien, if any, and/or Special Assessments, if any, which might adversely affect the title to the subject property.Said sale will be made for the purpose of paying the indebtedness secured by the above-described mortgage, and the proceeds thereof will be applied as provided by the terms of the said mortgage. This sale is subject to postponement or cancellation; contact Margery Oglesby at the phone number shown below prior to attending the sale.Lori C. BairdAttorney for Vanderbilt Mortgage and Finance, Inc.ROSEN HARWOOD, P.A.2200 Jack Warner Pkwy Ste 200P.O. Box 2727Tuscaloosa, AL 35403(205) 344-5000Publish: May 14, May 21 and May 28, 2026.Mountain Valley News
