NOTICE OF MORTGAGE FORECLOSURE SALEDefault having been made in the payment of the indebtedness secured by that certain Mort-gage executed by Alec B. Gauldin, a married man, to Mortgage Electronic Registration Sys-tems, Inc. (“MERS”), (solely as nominee for Lender, First Federal Bank, FSB, and Lender's successors and assigns), dated the 10th day of June, 2024, which Mortgage was recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Instrument Number 3575518 and corrected and re-recorded in Instrument Number 3582517; said Mortgage hav-ing been transferred and assigned by Mortgage Electronic Registration Systems, Inc. (“MERS”), (solely as nominee for Lender, First Federal Bank, FSB, and Lender's successors and assigns) to Alabama Housing Finance Authority by virtue of that certain Assignment of Mortgage dated March 30, 2026, and recorded in said Probate Office in Miscellaneous Book 2026, at Page 3606835 and by that certain Corrective Assignment of Mortgage dated April 21, 2026, and recorded in said Probate Office in Miscellaneous Book 2026, at Page 3607830. The undersigned Alabama Housing Finance Authority as Assignee of said Mortgage will, under and by virtue of the power of sale contained in said Mortgage, sell at auction to the highest bidder for cash before the main entrance of the Etowah County Courthouse in the City of Gadsden, Alabama, during the legal hours of sale on June 4, 2026, the real property de-scribed in said Mortgage, which said description is hereby referred to and made a part here-of, said property being situated in Etowah County, Alabama, to-wit:All that certain lot or parcel of land situated in the County of Etowah, State of Alabama, and being more particularly described as follows:Commence at an axle marking the SW corner of Fraction “C” in Section 22, T-12-S, R-7-E, thence along the South line of said Fraction “C” the following bearings and distances: thence N89°35'02"E 210.09' to an axle, thence N89°35'02"E 95.76' to a point, thence leaving said Fraction line N02°04'08”W 78.48' to a 1/2” rebar capped (CA-497-LS) on the Northerly R/W of McLain Street (50" R/W), thence leaving said R/W N02°04'08”W 337.81' to a 1” bolt at a 2” pipe, thence N88°25'52”E 128.80' to a 1/2" rebar capped (CA-497-LS), said point being the point of beginning, thence N04°58'59”E 162.96' to a 1/2" rebar capped (CA-497-LS), thence N88°25'52"E 106.90' to a 1/2" rebar capped (CA-497-LS), thence S81°24'46”E 186.55' to a 1/2" rebar capped (CA-497-LS) on the Westerly R/W of McLain Street (50° R/W), thence S14°42'01”W 134.38' along said R/'W to a pinched pipe, thence leaving said R/W S88°25'52"W 271.48' to the point of beginning, containing 0.99 acres, more or less..Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.This sale is made for the purpose of realizing the mortgage debt, together with all expenses of the sale, including a reasonable attorney's fee.CAPELL & HOWARD, P.C.Bowdy J. Brown, Esq.150 South Perry StreetMontgomery, Alabama 36104Our File No.: 37591-3682ATTORNEYS FOR ASSIGNEEALABAMA HOUSING FINANCE AUTHORITYASSIGNEEMay 1, 8, and 15, 2026
