Who is foreclosing on the property?

United Wholesale Mortgage, LLC is conducting the foreclosure sale as the current mortgage holder.

Who are the borrowers named in the notice?

Michael Baugh and Wendy Carlee are the borrowers listed on the mortgage.

What documents show the mortgage and its changes?

Mortgage recorded August 31, 2022 and a modification recorded later are referenced by instrument numbers.

Foreclosure — Shelby County

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Lender

Affects:HomeownersProperty BuyersCreditors

United Wholesale Mortgage, LLC will sell property securing a loan made to Michael and Wendy Baugh after default on the mortgage recorded August 31, 2022; the mortgage was later modified and assigned to the current holder. This notice announces a public foreclosure sale under the mortgage's power of sale.

Key Takeaways

Foreclosure sale announced by United Wholesale Mortgage, LLC
Original mortgage recorded August 31, 2022 (modified later)
Mortgage assigned to United Wholesale Mortgage by 2026 assignment
Sale will be conducted under the mortgage's power of sale

Published: May 10, 2026 · 1 week ago
Category: Foreclosure
City: Shelby County

Research context

2 foreclosure notices in Shelby County (last 12 months)

If you don't respond

If no action is taken, the property securing the mortgage may be sold at the public foreclosure sale under the mortgage's power of sale; specific sale date and consequences are in the remainder of the notice.

What to do next

1
Locate full notice for sale details
Find the remainder of the published notice to get the sale date, time, and property description before the sale.
2
Contact the lender or probate office
Contact United Wholesale Mortgage or the Shelby County Judge of Probate to confirm sale specifics and instrument recordings.

Frequently asked questions

Who is foreclosing on the property?: United Wholesale Mortgage, LLC is conducting the foreclosure sale as the current mortgage holder.
Who are the borrowers named in the notice?: Michael Baugh and Wendy Carlee are the borrowers listed on the mortgage.
What documents show the mortgage and its changes?: Mortgage recorded August 31, 2022 and a modification recorded later are referenced by instrument numbers.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

power of sale: A clause letting the mortgage holder sell the property without court order after borrower defaults.
assignment: A transfer of the mortgage holder's rights to another party.
mortgage modification: A recorded change to the original loan terms agreed by lender and borrower.

Full Notice Text

PUBLIC NOTICE

NOTICE OF
MORTGAGE 
FORECLOSURE SALE

STATE OF ALABAMA
COUNTY OF SHELBY
Default having been made of the terms of the loan documents secured by that certain mortgage executed by Michael Baugh and Wendy Carlee, husband and wife, to Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for United Wholesale Mortgage, LLC, its successors and assigns dated August 30, 2022; said mortgage being recorded on August 31, 2022 as Instrument No. 20220831000339950 as having been modified by an agreement recorded as Instrument No. 20241017000325800 in the Office of the Judge of Probate of Shelby County, Alabama. Said Mortgage was last sold, assigned and transferred to United Wholesale Mortgage, LLC by assignment recorded as Instrument No. 20260224000051220 in the Office of the Judge of Probate of Shelby County, Alabama.
The undersigned, United Wholesale Mortgage, LLC, under and by virtue of the power of sale contained in said mortgage, will sell at public o

Related Notices

Notice

DateCategoryCity

PNC Bank, N.A. will sell a residential lot in Lenox Place Phase One, Shelby County, at public auction on June 9, 2026, due to borrower Ronald A. Heffner’s loan default. The sale is by power of sale under the mortgage recorded August 6, 2025.

May 10, 2026ForeclosureShelby County

Foreclosure — Shelby County

What to do next

Frequently asked questions

Legal terms in this notice

Related Notices

PNC Bank, N.A. will sell a residential lot in Lenox Place Phase One, Shelby County, at public auction on June 9, 2026, due to borrower Ronald A. Heffner’s loan default. The sale is by power of sale under the mortgage recorded August 6, 2025.

See also

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