T.S. No.: 240816410
Notice of Trustee’s Sale
Loan No.: 2202006 Order No.
95529788 APN: 216-144-
010-000 Property Address:
Vacant Land (AKA Dyerville
Loop Road) Garberville, CA
95542 You Are In Default Under
A Deed Of Trust Dated
7/25/2022. Unless You Take
Action To Protect Your Property,
It May Be Sold At A Public
Sale. If You Need An Explanation
Of The Nature Of The
Proceeding Against You, You
Should Contact A Lawyer. A
public auction sale to the highest
bidder for cashier’s check
drawn on a state or national
bank, cashier’s check drawn by
a state or federal credit union,
or a cashier’s check drawn by
a state or federal savings and
loan association, or savings
association, or savings bank
specifi ed in Section 5102 of
the Financial Code and authorized
to do business in this
state will be held by the duly
appointed trustee as shown below,
of all right, title, and interest
conveyed to and now held
by the trustee in the hereinafter
described property under and
pursuant to a Deed of Trust described
below. The sale will be
made, but without covenant or
warranty, expressed or implied,
regarding title, possession, or
encumbrances, to pay the remaining
principal sum of the
note(s) secured by the Deed
of Trust, with interest and late
charges thereon, as provided
in the note(s), advances, under
the terms of the Deed of Trust,
interest thereon, fees, charges
and expenses of the Trustee for
the total amount (at the time
of the initial publication of the
Notice of Sale) reasonably estimated
to be set forth below.
The amount may be greater on
the day of sale. No cashier’s
checks older than 60 days from
the day of sale will be accepted.
Trustor: James Kelly and
Larose Kelly, husband and wife,
as joint tenants Duly Appointed
Trustee: Total Lender Solutions,
Inc. Recorded 8/18/2022
as Instrument No. 2022-
015288 in book N/A, page N/A,
of O cial Records in the o ce
of the Recorder of Humboldt
County, California, Date of
Sale: 6/12/2026 at 10:00 AM
Place of Sale: Front entrance
to County Courthouse, 825
5th Street, Eureka, CA Amount
of unpaid balance and other
charges: $108,598.38 Street
Address or other common designation
of real property: Vacant
Land (AKA Dyerville Loop
Road) Garberville, CA 95542
Legal Description: Please See
Attached Exhibit “A” The undersigned
Trustee disclaims
any liability for any incorrectness
of the street address or
other common designation, if
any, shown above. If no street
address or other common designation
is shown, directions
to the location of the property
may be obtained by sending a
written request to the benefi -
ciary within 10 days of the date
of fi rst publication of this Notice
of Sale. Notice To Potential
Bidders: If you are considering
bidding on this property lien,
you should understand that
there are risks involved in bidding
at a trustee auction. You
will be bidding on a lien, not
on the property itself. Placing
the highest bid at a trustee
auction does not automatically
entitle you to free and clear
ownership of the property. You
should also be aware that the
lien being auctioned o may
be a junior lien. If you are the
highest bidder at the auction,
you are or may be responsible
for paying o all liens senior to
the lien being auctioned o ,
before you can receive clear
title to the property. You are
encouraged to investigate the
existence, priority, and size of
outstanding liens that may exist
on this property by contacting
the county recorder’s o ce
or a title insurance company,
either of which may charge you
a fee for this information. If you
consult either of these resources,
you should be aware that
the same lender may hold more
than one mortgage or deed of
trust on the property. Notice To
Property Owner: The sale date
shown on this notice of sale
may be postponed one or more
times by the mortgagee, benefi
ciary, trustee, or a court, pursuant
to Section 2924g of the
requires that information about
trustee sale postponements
be made available to you and
to the public, as a courtesy to
those not present at the sale. If
you wish to learn whether your
sale date has been postponed,
and, if applicable, the rescheduled
time and date for the sale
of this property, you may call
(877) 440-4460 or visit this
Internet website www.mkconsultantsinc.
com, using the fi le
number assigned to this case
240816410. Information about
postponements that are very
short in duration or that occur
close in time to the scheduled
sale may not immediately be
refl ected in the telephone information
or on the Internet
Web site. The best way to verify
postponement information is to
attend the scheduled sale. Notice
To Tenant: You may have a
right to purchase this property
after the trustee auction pursuant
to Section 2924m of the
California Civil Code. If you are
an “eligible tenant buyer,” you
can purchase the property if
you match the last and highest
bid placed at the trustee
auction. If you are an “eligible
bidder,” you may be able to
purchase the property if you
exceed the last and highest bid
placed at the trustee auction.
There are three steps to exercising
this right of purchase.
First, 48 hours after the date
of the trustee sale, you can call
(877) 440-4460, or visit this
internet website www.mkconsultantsinc.
com, using the fi le
number assigned to this case
240816410 to fi nd the date
on which the trustee’s sale was
held, the amount of the last and
highest bid, and the address of
the trustee. Second, you must
send a written notice of intent
to place a bid so that the trustee
receives it no more than 15
days after the trustee’s sale.
Third, you must submit a bid
so that the trustee receives it
no more than 45 days after the
trustee’s sale. When submitting
funds for a bid subject to
Section 2924m, please make
the funds payable to “Total
Lender Solutions, Inc. Holding
Account”. If you think you may
qualify as an “eligible tenant
buyer” or “eligible bidder,” you
should consider contacting an
attorney or appropriate real estate
professional immediately
for advice regarding this potential
right to purchase. Please be
advised that the trustee may
require entity or trust bidders at
this trustee’s sale to provide information,
documentation and/
or certifi cation of the vesting
instructions and the data required
to be reported pursuant
to FinCEN regulations e ective
for transfers of residential real
property to covered transferees
on or after March 1, 2026. The
required information must be
provided to the trustee before
a trustee’s deed upon sale will
be issued for covered transfers.
Additional information
regarding these regulations
and the required transferee
information and certifi cations
can be found at https://www.
federalregister.gov/documents
/2024/08/29/2024-19198/
anti-money-laundering-regulations-
for-residential-real-estate-
transfers and https://www.
fi ncen.gov/rre-faqs#D_5 Date:
5/13/2026 Total Lender Solutions,
Inc. 10505 Sorrento Valley
Road, Suite 125 San Diego,
CA 92121 Phone: 866-535-
3736 Sale Line: (877) 440-
4460 By: Rachel Seropian,
Trustee Sale O cer Exhibit “A”
Legal Description All That Portion
Of The Southeast Quarter
Of The Southwest Quarter Of
Section 11, Township 4 South,
Range 4 East, Humboldt Meridian,
Which Lies East Of The
Public Road Called Harris
Road.
5/21, 5/28, and 6/42026
TS No: 240816410
