NOTICE OF TRUSTEE'S SALE Trustee Sale No. 25-00179-2(A)FNT Loan No: ****655-1/Gordon-Kaltschmid APN 105-900-020 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED NOVEMBER 20, 2018. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On June 10, 2026, at 01:00 PM, at the Marshall Street entrance to the Hall of Justice and Records, 400 County Center, Redwood City, CA 94061, FIDELITY NATIONAL TITLE COMPANY, as the duly appointed Trustee (the "Trustee"), under and pursuant to the power of sale contained in that certain Deed of Trust recorded on November 26, 2018, as Instrument No. 2018-091709 of official records in the office of the Recorder of San Mateo County, CA, executed by. Bonnie Gordon-Kaltschmid, a married woman as her sole and separate property, as Trustor (the "Trustor"), in favor of Umpqua Bank, as Beneficiary, and any modifications thereto are collectively referred to herein from time to time as the "Deed of Trust", WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: A Condominium Comprised Of: Parcel One: Unit No. 102, as shown on that certain Map entitled, "Parcel Map 103 The Aragonia Condominiums, San Mateo County, California", filed in the Office of the Recorder of the County of San Mateo, State of California on January 7, 1976 in Book 30, at Pages 14, 15 and 16, of Maps. Together with the exclusive right to use for Vehicle Parking Purposes the Garage Space shown on said Map as Parking Space "P 102". Parcel Two: An undivided One-Ninth (1/9) interest in and to the Common Area of said Condominium Project, as said area is shown upon said Map and as said area and the respective interests applicable thereto, are defined in that certain Enabling Declaration Establishing a Pian for Condominium Ownership of the Aragonia recorded January 16, 1976 in Book 7027, Page 431, of Official Records, et seq. Being all of the property within the boundaries of the parcel delineated on said Map, except for the units. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the Property itself. Placing the highest bid at a trustee auction does not automatically entities you to free and clear ownership of the Property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the Property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this Property by contacting the county recorders office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the Property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 29249 of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this Property,you may call 1.866.684.2727 or visit this internet Website www.servicelinkasap.com, using the file number assigned to this case 25-00179-2(A)FNT. information about postponements that are very short induration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Website. The best way to verify postponement information is toattend the scheduled sale. NOTICE TO TENANT: You may have a right to purchase this property after the trustee auction pursuant to Section 2924m of the California Civil Code. if you are an "eligible tenant buyer," you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an "eligible bidder," you may be able to purchase the property if you exceed the fast and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of the trustee sale, you can call 1.866.684.2727, or visit this internet website www.servicelinkasap.com, using the file number assigned to this case 25-00179-2(A)FNT to find the date on which the trustee's sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee's sale. Third, you must submit a bid so that the trustee receives it no more than 45 days after the trustee's sale. If you think you may qualify as an "eligible tenant buyer" or "eligible bidder," you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. The real Property heretofore described is being sold "as is". The street address and other common designation, if any, of the real Property described above is purported to be: 962 El Camino Real #102, San Mateo, CA. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). The total amount of the unpaid balance of the obligations secured by the Property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee's Sale is estimated to be $538,910.54 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary's bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee's Deed Upon Sale until funds become available to the payee or endorsee as a matter of right The Property offered for sale excludes all funds held on account by the Property receiver, if applicable. DATE: May 14, 2026 FIDELITY NATIONAL TITLE COMPANY, TRUSTEE 25-00179-2(A)FNT 5170 Golden Foothill Parkway, Suite 130 El Dorado Hills, CA 95762 916-636-0114 Lindsay Lopez, Authorized Signor SALE INFORMATION CAN BE OBTAINED ON LINE AT AUTOMATED SALES INFORMATION PLEASE CALL 1.865.684.2727 A-4875182 05/20/2026, 05/27/2026, 06/03/2026 SMCT#6969574 5/20/26, 5/27/26, 6/3/26