COMBINED NOTICE - PUBLICATION CRS �38-38-103 FORECLOSURE SALE NO. 2026-0040 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 6, 2026, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Larimer records. Original Grantor(s) Tracy Applehans Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CORNERSTONE HOME LENDING, INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: November 04, 2020 County of Recording: Larimer Recording Date of Deed of Trust: November 05, 2020 Recording Information (Reception No. and/or Book/Page No.) 20200092270 Original Principal Amount $230,743.00 Outstanding Principal Balance $210,576.14 Pursuant to CRS �38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOTS 4A AND 4B, BLOCK 18, LOT 10A, BLOCK 10, RAMONA HEIGHTS, COUNTY OF LARIMER, STATE OF COLORADO. PARCEL NUMBER: 3028418004 & 3028414010 Purported common address: 634 Pipsissewa Ln, Red Feather Lakes, CO 80545. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00am on Wednesday, 07/08/2026 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. Workstations can be available at the Larimer County Public Trustee's Office, this request needs to be received 48 hours prior to sale. Information and bidding rules for the sale are available at larimer.realforeclose.com First Publication 5/15/2026 Last Publication 6/12/2026 Name of Publication Loveland Reporter-Herald IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 03/06/2026 Irene E. Josey, Public Trustee in and for the County of Larimer, State of Colorado By: Irene E. Josey, Treasurer & Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: N. April Winecki #34861 Janeway Law Firm, P.C. 9540 Maroon Circle Suite 320, Englewood, CO 80112 (855) 263-9295 Attorney File # 26-037153 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. Published: Loveland Reporter Herald May 15, 22, 29 & June 5, 12, 2026 - 2159812
