IN THE CIRCUIT COURT OF THE FIRST JUDICIAL CIRCUIT IN AND FOR OKALOOSA COUNTY, FLORIDA. CIVIL DIVISION CASE NO. 462025CA002055A0010C MORTGAGE RESEARCH CENTER, LLC D/B/A VETERANS UNITED HOME LOANS, A MISSOURI LIMITED LIABILITY COMPANY, Plaintiff, vs. CRYSTAL LEN KOCH; KYLE AUSTIN KRUS; HERITAGE PLANTATION HOMEOWNERS' ASSOCIATION, INC. A/K/A HERITAGE PLANTATION OWNERS' ASSOCIATION, INC. ; UNKNOWN TENANT NO. 1; UNKNOWN TENANT NO. 2; and ALL UNKNOWN PARTIES CLAIMING INTERESTS BY, THROUGH, UNDER OR AGAINST A NAMED DEFENDANT TO THIS ACTION, OR HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE OR INTEREST IN THE PROPERTY HEREIN DESCRIBED, Defendant(s). NOTICE OF ACTION TO: KYLE AUSTIN KRUS Last Known Address 6620 SPYGLASS HILL RD LAUREL HILL, FL 32567 Current Residence is Unknown YOU ARE NOTIFIED that an action to foreclose a mortgage on the following described property in Okaloosa County, Florida: LOT 19, BLOCK C, HERITAGE PLANTATION PHASE I, ACCORDING TO THE PLAT AS RECORDED IN PLAT BOOK 22, PAGE(S) 68 THROUGH 74, OF THE PUBLIC RECORDS OF OKALOOSA COUNTY, FLORIDA. has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Diaz Anselmo & Associates, P. A. , Plaintiff's attorneys, whose address is P. O. BOX 19519, Fort Lauderdale, FL 33318, (954) 564-0071, answers@dallegal.com, on or before 01/15/26, and file the original with the Clerk of this Court either before service on Plaintiff's attorneys or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint or petition. DATED on January 15th, 2026. Brad E. Embry As Clerk of the Court By: /s/ Jackie Dunlap As Deputy Clerk CR3979
