What should Jerry or Despina Himes do after receiving this notice?

They should promptly review the full complaint and file a written response or contact an attorney to avoid default judgment.

Can this foreclosure be stopped?

Possibly, by filing a timely legal response, negotiating with the lender, or pursuing loss-mitigation options through counsel.

Who is U.S. Bank Trust National Association in this case?

They are the plaintiff and mortgage holder bringing the foreclosure action as trustee for a mortgage-backed trust.

Foreclosure — Umatilla (2020-CA-001954)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Affects:DefendantsProperty BuyersCreditors

This is a foreclosure complaint filed by U.S. Bank Trust N.A. against Jerry and Despina Himes and unknown tenants/owners in Lake County. The bank seeks to enforce a mortgage breach, which could lead to a judicial sale of the property if not defended.

Key Takeaways

Foreclosure case filed by U.S. Bank Trust N.A.
Defendants: Jerry L. Himes and Despina V. Himes
Case number 2020-CA-001954 in Lake County
Potential judicial sale of the property if judgment entered

Published: Feb 12, 2026 · 3 months ago
Category: Foreclosure
City: Umatilla
Case #: 2020-CA-001954

Research context

18 foreclosure notices in Umatilla (last 12 months)

View full case dossier

All filings for #2020-CA-001954 with AI case analysis

If you don't respond

If defendants fail to respond to the foreclosure complaint, the court may enter a default judgment leading to foreclosure and a judicial sale of the property. Specific deadlines to respond are set by court rules and the summons in the full filing.

What to do next

1
Locate the full complaint and summons
Obtain the complete court filing for case 2020-CA-001954 from Lake County Clerk to see deadlines and claims.
2
Contact an attorney immediately
Consult a foreclosure or real-estate attorney to prepare a response before the court deadline listed in the summons.
3
Consider contacting the lender
Reach out to U.S. Bank Trust N.A. for possible loan workout, reinstatement, or loss mitigation options.

Frequently asked questions

What should Jerry or Despina Himes do after receiving this notice?: They should promptly review the full complaint and file a written response or contact an attorney to avoid default judgment.
Can this foreclosure be stopped?: Possibly, by filing a timely legal response, negotiating with the lender, or pursuing loss-mitigation options through counsel.
Who is U.S. Bank Trust National Association in this case?: They are the plaintiff and mortgage holder bringing the foreclosure action as trustee for a mortgage-backed trust.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Plaintiff: The party who filed the lawsuit seeking relief — here, the bank seeking foreclosure.
Judicial sale: A court-ordered sale of property to satisfy a mortgage or judgment debt.
Default judgment: A court decision in favor of the plaintiff when the defendant fails to respond or appear.

Full Notice Text

IN THE CIRCUIT CIVIL COURT OF THE FIFTH JUDICIAL CIRCUIT
OF FLORIDA, IN AND FOR LAKE COUNTY
CIVIL DIVISION
U.S. BANK TRUST NATIONAL Case Number: 2020-CA-001954
ASSOCIATION NOT IN ITS INDIVIDUAL
CAPACITY BUT SOLELY AS OWNER
TRUSTEE FOR LEGACY MORTGAGE
ASSET TRUST 2020-GS1
Plaintiff,
vs.
JERRY HIMES AKA JERRY L. HIMES,
DESPINA HIMES AKA DESPINA V.
HIMES, SECRETARY OF HOUSING AND
URBAN DEVELOPMENT, AND
UNKNOWN TENANTS/OWNERS,

Related Notices

Notice

DateCategoryCity

This is a foreclosure case filed by U.S. Bank Trust National Association against Jerry and Despina Himes and others, seeking enforcement of a mortgage lien. If defendants do not respond, the lender may move to foreclose the borrower's interest in the property.

May 14, 2026ForeclosureUmatilla

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Foreclosure — Umatilla (2020-CA-001954)

What to do next

Frequently asked questions

Legal terms in this notice

Related Notices

This is a foreclosure case filed by U.S. Bank Trust National Association against Jerry and Despina Himes and others, seeking enforcement of a mortgage lien. If defendants do not respond, the lender may move to foreclose the borrower's interest in the property.

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