Foreclosure sale scheduled for May 20, 2026, in Duval County.

Notice of Sale - Foreclosure
IN THE CIRCUIT COURT OF THE FOURTH JUDICIAL 
CIRCUIT IN AND FOR 
DUVAL COUNTY, FLORIDA
GENERAL JURISDICTION DIVISION
CASE NO. 16-2024-CA-001123 
DIVISION: FC-G
PLANET HOME LENDING, LLC,
  Plaintiff,
vs.
ARONAE NIKOLE COWYIN, et al.
  Defendant(s).
NOTICE OF 
FORECLOSURE SALE
NOTICE IS HEREBY GIVEN pursuant to a Final Judgment of Foreclosure dated October 27, 2025, and entered in 16-2024-CA-001123 of the Circuit Court of the FOURTH Judicial Circuit in and for Duval County, Florida, wherein PLANET HOME LENDING, LLC is the Plaintiff and ARONAE NIKOLE COWYIN; UNKNOWN SPOUSE OF ARONAE NIKOLE COWYIN; KEVIN PERKINS A/K/A KEVIN J. PERKINS A/K/A KEVIN JIMEL PERKINS; THE UNITED STATES OF AMERICA ON BEHALF OF THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT; KEVIN PERKINS AKA KEVIN J PERKINS AKA KEVIN JIMEL PERKINS are the Defendant(s). Jody Phillips as the Clerk of the Circuit Court will sell to the highest and best bidder for cash at 
www.duval.realforeclose.com
at 11:00 AM, on May 20, 2026, the following described property as set forth in said Final Judgment, to wit:
LOT 16, BLOCK 1, CLEVELAND HEIGHTS, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 29, PAGE 21, OF THE CURRENT PUBLIC RECORDS OF DUVAL COUNTY, FLORIDA.
Property Address: 4112 OWEN AVE, JACKSONVILLE, FL 32209
Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim in accordance with Florida Statutes, Section 45.031. 
Americans With Disabilities Act (ADA) Notice
In accordance with the Americans with Disabilities Act of 1990 (ADA), If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator at crtintrp@coj.net or (904) 255-1695 at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
Dated this 23rd day of April, 2026.
JODY PHILLIPS
As Clerk of the Court
By: Pamela R. Harrell
As Deputy Clerk
(Court Seal)
Robertson, Anschutz, Schneid, Crane & Partners, PLLC
Attorneys for Plaintiff
6409 Congress Avenue, Suite 100, Boca Raton, FL 33487
Telephone: 561-241-6901 
Fax: 561-997-6909
24-180693 - MaM
Apr. 30, May 7	 (26-02420D)