What is the deadline to respond to this notice?

You must serve and file written defenses within 30 days after the notice's first publication (first published May 11, 2026).

Where do I file my written defenses?

File the original with the Clerk of the Circuit Court for Miami-Dade County and serve Tyler E. Mesmer, Esq., Topouzis & Associates, P.C., 100 SE 2nd St., Ste 2000, Miami, FL 33131.

What happens if I do nothing?

A default judgment may be entered against you, which could result in loss of property rights or other relief sought by the plaintiff.

May 18, 2026 Foreclosure: 3701 De Garmo Ln, Miami, FL

IN THE CIRCUIT COURT OF THE 11TH JUDICIAL CIRCUIT, IN AND FOR MIAMI-DADE COUNTY, FLORIDA CIVIL DIVISION CASE NO.: 2025-001211-CA-01 HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR THE HOLDERS OF THE DEUTSCHE ALT-A SECURITIES, INC., et al., Plaintiff, VS. ROBERT MENDEZ, et al., Defendants. NOTICE OF ACTION To the following Defendant(s): TO: ROBERT MENDEZ Last Known Address: 3701 De Garmo Ln, Miami, FL 33133 TO: JOSEPHINE CRUZ Last Known Address: 3701 De Garmo Ln, Miami, FL 33133 TO: MORTGAGE HOLDINGS 2018, LLC Last Known Address: 3701 De Garmo Ln, Miami, FL 33133 TO: MARIO GARCIA Last Known Address: 3701 De Garmo Ln, Miami, FL 33133 TO: FELIX MOSTELAC Last Known Address: 8950 SW 74 Court, Suite 18, Miami, FL 33156 TO: REBECA ROSABAL MACIAS A/K/A REBECA ROSABAL Last Known Address: 825 W 29th Street, Apt 9, Hialeah, FL 33012 TO: DENNIS DEIDA, LLC Last Known Address: 3701 De Garmo Ln, Miami, FL 33133 YOU ARE HEREBY NOTIFIED that the Plaintiff, HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR THE HOLDERS OF THE DEUTSCHE ALT-A SECURITIES, INC. MORTGAGE LOAN TRUST, MORTGAGE PASS-THROUGH CERTIFICATES SERIES (HSBC BANK), under FLA. R. CIV. P. 1.100(a) and Sections 60.01, 65.021, 65.061, and 86.011, Fla. Stat., has initiated an action against you for declaratory judgment, injunctive relief, and to quiet title against involving the follow real property in Miami-Dade County, Florida: LOT 5 OF BLOCK 1 OF DE GARMO ESTATES, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 139 AT PAGE 34, IN THE PUBLIC RECORDS FOR MIAMI-DADE, FLORIDA. Property Address: 3701 De Garmo Ln, Miami, FL 33133 You are required to serve a copy of your written defenses, if any, to it, on Tyler E. Mesmer, Esquire, Topouzis & Associates, P.C., 100 SE 2nd St., Ste 2000, Miami, FL 33131 JUN 16 2026 on or before a date which is within thirty (30) days after the first publication of this Notice in MIAMI'S COMMUNITY NEWS and file the original with the Clerk of this Court either before service on Plaintiff's attorney or immediately thereafter, otherwise a default will be entered against you for the relief demanded in the complaint. "If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator, Lawson E. Thomas Courthouse Center, 175 NW 1st Avenue, Suite 2702, Miami, FL 33128, (305) 349-7175 at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call (305) 349-7174." Dated: MAY 06 2026 JUAN FERNANDEZ-BARQUIN CLERK OF THE COURT AND COMPTROLLER MIAMI-DADE COUNTY BY: Wilfred Clark DEPUTY CLERK Published on 05/11/2026 and 05/18/2026

Foreclosure — 3701 De Garmo Ln, Miami, FL (2025-001211-CA-01)

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HSBC Bank filed a civil action seeking declaratory and injunctive relief and to quiet title for property at 3701 De Garmo Ln, Miami. Defendants must file written defenses within 30 days after first publication or risk a default judgment resolving ownership issues.

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