What property is being foreclosed?

Lot 17, Block 20, Florida Park - Section 9, Palm Coast, as recorded in Flagler County records.

Who filed the foreclosure?

Fifth Third Bank N.A. is the plaintiff bringing the foreclosure action.

How long do I have to respond to this notice?

You must serve written defenses within thirty (30) days after the first publication of the notice.

What happens if I do not respond?

A default judgment may be entered against you, risking loss of your interest in the property.

May 20, 2026 Foreclosure: 64 Faircastle Lane, Palm Coast, FL

IN THE CIRCUIT COURT OF THE SEVENTH JUDICIAL CIRCUIT, IN AND FOR FLAGLER COUNTY, FLORIDA Division: Civil Case No.: 2026 CA 000093 Fifth Third Bank N.A. Plaintiff, vs. Joshua Dale Shepherd, et al. Defendants. NOTICE OF ACTION AGAINST DEFENDANT STEPHANIE MICHELLE CLARK, UNKNOWN SPOUSE, OF JOSHUA DALE SHEPHERD AND UNKNOWN SPOUSE, OF STEPHANIE MICHELLE CLARK To: STEPHANIE MICHELLE CLARK 64 FAIRCASTLE LANE PALM COAST, FL 32137 UNITED STATES OF AMERICA UNKNOWN SPOUSE, OF JOSHUA DALE SHEPHERD 64 FAIRCASTLE LANE PALM COAST, FL 32137 UNITED STATES OF AMERICA UNKNOWN SPOUSE, OF STEPHANIE MICHELLE CLARK 64 FAIRCASTLE LANE PALM COAST, FL 32137 UNITED STATES OF AMERICA and all parties claiming interest by, through, under or against Defendant(s) STEPHANIE MICHELLE CLARK, UNKNOWN SPOUSE, OF JOSHUA DALE SHEPHERD AND UNKNOWN SPOUSE, OF STEPHANIE MICHELLE CLARK, and all parties having or claiming to have any right, title or interest in the property herein described; YOU ARE NOTIFIED that an action to foreclose a mortgage on the following described property in Flagler County, Florida: All that certain land situated in Flagler County, Florida, viz: Lot 17, Block 20, Florida Park - Section 9, Palm Coast, according to the plat thereof, as recorded in Map Book 6, Page 36; and as amended by instrument recorded in Official Records Book 35, Page 528, of the Public Records of Flagler County, Florida. has been filed against you; and you are required to serve a copy of your written defenses, if any, to it on CRAIG P. ROGERS, Plaintiffs attorney, P. O. Box 165028, Columbus, OH 43216-5028, within thirty (30) days after the first publication of this Notice and file the original with the Clerk of this Court either before service on Plaintiffs attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the Complaint. WITNESS my hand and seal of this Court on the 20th day of April 2026. TOM BEXLEY CLERK OF THE CIRCUIT COURT FLAGLER COUNTY, FLORIDA By: /s/ Amy Perez Deputy Clerk PC12314082 5.13,5.20.26

Foreclosure — 64 Faircastle Lane, Palm Coast, FL (2026 CA 000093)

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