What property is being foreclosed?

Lot 14, Block B, Resoto Beach Subdivision (described in the notice) in Bay County, Florida.

Foreclosure — 339 Spikes Rd, Panama City, FL (26000151CA)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Trust

Affects:DefendantsProperty BuyersCreditors

Wilmington Savings Fund Society filed a foreclosure lawsuit in Bay County against unknown heirs and Susanne Teall Bynum seeking to foreclose a mortgage on Lot 14, Block B, Resoto Beach Subdivision. The defendant must respond within 30 days of first publication or risk default.

Key Takeaways

Foreclosure lawsuit filed: Case No. 26000151CA
Defendant Susanne Teall Bynum and unknown heirs notified
Must file written defenses within 30 days of first publication
Default judgment may be entered if no response is filed

Published: May 20, 2026 · today
Category: Foreclosure
City: Panama City
Address

339 Spikes Rd, Panama City, FL · 2 filings

Case #

26000151CA

Research context

2 filings at this address 112 foreclosure notices in Panama City (last 12 months)

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All filings for #26000151CA with AI case analysis

If you don't respond

If you do not serve written defenses and file them with the Clerk within 30 days of the first publication, a default judgment may be entered against you, potentially resulting in foreclosure of the described property.

What to do next

1
Prepare and serve written defenses
Draft your written defenses and serve a copy on Anthony Vamvas, Esq., Lender Legal PLLC, 1800 Pembrook Drive, Suite 250, Orlando, FL 32810 before the 30-day deadline from first publication.
2
File original with the Clerk
File the original defense with the Clerk of the Circuit Court, Bay County, before the 30-day deadline to avoid default.
3
Contact an attorney
Consult a foreclosure attorney immediately to discuss options and deadlines; the Clerk listed is Christine Caswell (Deputy Clerk) for filings.

Frequently asked questions

Who filed this foreclosure case?: Wilmington Savings Fund Society, FSB, as Trustee of Sarles Mortgage Loan Trust is the plaintiff.
What property is being foreclosed?: Lot 14, Block B, Resoto Beach Subdivision (described in the notice) in Bay County, Florida.
How long do I have to respond to the lawsuit?: You must serve and file written defenses within 30 days of the first publication date.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

foreclose Mortgage: Legal action by a lender to sell property used as loan security when borrower defaults.
default: Court judgment entered when a defendant fails to respond or defend the lawsuit.
complaint: The initial court document that starts a lawsuit and explains the plaintiff's claims.

Full Notice Text

IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT
IN AND FOR BAY COUNTY, FLORIDA
Case No: 26000151CA
WILMINGTON SAVINGS FUND SOCIETY, FSB, AS TRUSTEE OF SARLES MORTGAGE LOAN TRUST,
Plaintiff,
vs.
UNKNOWN HEIRS, DEVISEES, GRANTEES, ASSIGNEES, LIENORS, CREDITORS, TRUSTEES, OR OTHER CLAIMANTS BY, THROUGH, UNDER OR AGAINST, DOROTHY WAGGONER, DECEASED; et al.,
Defendants.
NOTICE OF ACTION
TO:
SUSANNE TEALL BYNUM
339 SPIKES RD
PANAMA CITY, FL 32409
LAST KNOWN ADDRESS STATED, CURRENT RESIDENCE UNKNOWN
and any unknown heirs, devisees, grantees, creditors and other unknown persons or unknown spouses claiming by, through and under the above-named Defendant(s), if deceased or whose last known addresses are unknown.
YOU ARE HEREBY NOTIFIED that an action to foreclose Mortgage covering the following real and personal property described as follows, to wit:
COMMENCING AT THE NORTHWEST CORNER OF THE NORTHEAST CORNER (NE 1/4) OF SOUTHWEST QUARTER (SW 1/4) OF SECTION 25, TOWNSHIP 2 SOUTH, RANGE 14 WEST, THENCE NORTH 33 FEET TO THE SOUTH RIGHT-OF-WAY LINE OF RESOTO BEACH ROAD, THENCE EAST ALONG SAID RIGHT-OF-WAY 320 FEET FOR POINT OF BEGINNING, THENCE SOUTH 88.32 FEET, THENCE EAST 130 FEET, THENCE NORTH 88.32 FEET, THENCE WEST 130 FEET TO POINT OF BEGINNING. ALSO KNOWN AS LOT 14, BLOCK B, RESOTO BEACH SUBDIVISION, BEING AN UNRECORDED SUBDIVISION, BAY COUNTY, FLORIDA.
has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Anthony Vamvas, Esq., Lender Legal PLLC, 1800 Pembrook Drive, Suite 250, Orlando, Florida 32810 and file the original with the Clerk of the above-styled Court on or before 30 days from the first publication, otherwise a default will be entered against you for the relief demanded in the Complaint.
WITNESS my hand and seal of the said Court on the 1 day of May, 2026.
CLERK OF THE CIRCUIT COURT
By: /s/ Christine Caswell
Deputy Clerk
#12310163; 5/13 5/20/2026