IN THE CIRCUIT COURT OF THE
TENTH JUDICIAL CIRCUIT IN AND FOR
HIGHLANDS COUNTY, FLORIDA
CIVIL DIVISION
CASE NO.
28-2025-CA-000049GCAX-MX
FEDERAL HOME LOAN MORTGAGE CORPORATION, AS TRUSTEE FOR THE BENEFIT OF THE FREDDIE MAC SEASONED CREDIT RISK TRANSFER TRUST, SERIES 2020-3,
Plaintiff,
vs.
DANIEL F. ANDREWS; LAURA M. ANDREWS; SOUTHSTATE BANK, N.A., A NATIONAL BANKING ASSOCIATION, F/K/A SOUTH STATE BANK, N.A., SUCCESSOR BY MERGER WITH CENTERSTATE BANK, N.A., SUCESSORY BY MERGER WITH HARBOR COMMUNITY BANK, SUCCESSOR BY MERGER WITH HIGHLANDS INDEPENDENT BANK; UNITED STATES OF AMERICA ON BEHALF OF THE ADMINISTRATOR OF THE SMALL BUSINESS ADMINISTRATION; UNKNOWN TENANT NO. 1; UNKNOWN TENANT NO. 2; and ALL UNKNOWN PARTIES CLAIMING INTERESTS BY, THROUGH, UNDER OR AGAINST A NAMED DEFENDANT TO THIS ACTION, OR HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE OR INTEREST IN THE PROPERTY HEREIN DESCRIBED,
Defendant(s).
NOTICE OF SALE
PURSUANT TO CHAPTER 45
NOTICE IS HEREBY GIVEN pursuant to an Order or Summary Final Judgment of foreclosure dated February 10, 2026, and entered in Case No. 28-2025-CA-000049-GCAX-MX of the Circuit Court in and for Highlands County, Florida, wherein FEDERAL HOME LOAN MORTGAGE CORPORATION, AS TRUSTEE FOR THE BENEFIT OF THE FREDDIE MAC SEASONED CREDIT RISK TRANSFER TRUST, SERIES 2020-3 is Plaintiff and DANIEL F. ANDREWS; LAURA M. ANDREWS; SOUTHSTATE BANK, N.A., A NATIONAL BANKING ASSOCIATION, F/K/A SOUTH STATE BANK, N.A., SUCCESSOR BY MERGER WITH CENTERSTATE BANK, N.A., SUCESSORY BY MERGER WITH HARBOR COMMUNITY BANK, SUCCESSOR BY MERGER WITH HIGHLANDS INDEPENDENT BANK; UNITED STATES OF AMERICA ON BEHALF OF THE ADMINISTRATOR OF THE SMALL BUSINESS ADMINISTRATION; UNKNOWN TENANT NO. 1; UNKNOWN TENANT NO. 2; and ALL UNKNOWN PARTIES CLAIMING INTERESTS BY, THROUGH, UNDER OR AGAINST A NAMED DEFENDANT TO THIS ACTION, OR HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE OR INTEREST IN THE PROPERTY HEREIN DESCRIBED, are Defendants, I will sell to the highest and best bidder for cash in the Jury Assembly Room in the basement of the Highlands County Courthouse, 430 S. Commerce Avenue, Sebring, Florida 33870., 11:00 a.m., on June 10, 2026, the following described property as set forth in said Order or Final Judgment, to-wit:
LOTS 3 AND 4, BLOCK 97, OF THE THIRD ADDITION TO THE TOWN OF SEBRING, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 3, PAGE 1, PUBLIC RECORDS OF DESOTO COUNTY, FLORIDA, OF WHICH HIGHLANDS COUNTY WAS FORMERLY A PART, AND RECORDED IN TRANSCRIPT BOOK, PAGE 7, PUBLIC RECORDS OF HIGHLANDS COUNTY, FLORIDA.
ANY PERSON CLAIMING AN INTEREST IN THE SURPLUS FROM THE SALE, IF ANY, OTHER THAN THE PROPERTY OWNER AS OF THE DATE OF THE LIS PENDENS MUST FILE A CLAIM BEFORE THE CLERK REPORTS THE SURPLUS AS UNCLAIMED. THE COURT, IN ITS DISCRETION, MAY ENLARGE THE TIME OF THE SALE. NOTICE OF THE CHANGED TIME OF SALE SHALL BE PUBLISHED AS PROVIDED HEREIN.
In accordance with the Americans with Disabilities Act of 1990, persons needing special accommodation to participate in this proceeding should contact the Clerk of the Court not later than five business days prior to the proceeding at the Highlands County Courthouse. Telephone 863-386-6565 or 1-800-955- 8770 via Florida Relay Service.
DATED at Sebring, Florida on February 12, 2026.
JEROME KASZUBOWSKI, CLERK
JEROME KASZUBOWKSI
As Clerk, Circuit Court
By: /s/ Chrystal K. Williams
As Deputy Clerk
1496-205274/TM3
May 20, 27, 2026