What is the deadline to appeal these proposed determinations?

You have a statutory 90-day period from the notice to submit appeals or technical comments to FEMA.

How will these changes affect my flood insurance requirements?

If your property's flood zone or BFE changes, flood insurance requirements and rates may change; contact your insurer for specifics.

Public Hearing — Key West (25-04-6910P)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Affects:HomeownersProperty BuyersGovernment AgenciesGeneral Public

FEMA proposes updates to flood hazard determinations for Islamorada (Monroe County), which may change flood zones, base flood elevations, or regulatory floodways. Communities and property owners have a 90-day statutory period to review and appeal the changes or provide technical comments.

Key Takeaways

Proposed flood map changes affect Islamorada, Monroe County
May change Base Flood Elevations and flood zone boundaries
90-day statutory period for appeals and technical comments
Maps revised via a Letter of Map Revision (LOMR)
Contact FMIX or visit FEMA's website for details

Published: May 14, 2026 · 5 days ago
Category: Public Hearing
City: Key West
Case #

25-04-6910P

Research context

94 public hearing notices in Key West (last 12 months)

View full case dossier

All filings for #25-04-6910P with AI case analysis

If you don't respond

If no appeal or comments are submitted within the 90-day statutory period, the proposed flood hazard determinations will become the basis for local floodplain management and National Flood Insurance Program requirements, potentially affecting insurance and building rules.

What to do next

1
Review proposed determinations online
Go to FEMA's BFE status page (https://www.floodmaps.fema.gov/fhm/BFE_Status/bfe_main.asp) to view maps and study changes.
2
Submit appeals or technical comments
Provide comments within the 90-day statutory period; use FEMA's website or contact FMIX at 1-877-336-2627 for submission procedures.
3
Consult your insurance agent
Ask how potential zone or BFE changes could affect your flood insurance premiums and requirements.

Frequently asked questions

How can I see the proposed flood map changes for Islamorada?: Visit FEMA's BFE status page at https://www.floodmaps.fema.gov/fhm/BFE_Status/bfe_main.asp or contact FMIX at 1-877-336-2627.
What is the deadline to appeal these proposed determinations?: You have a statutory 90-day period from the notice to submit appeals or technical comments to FEMA.
How will these changes affect my flood insurance requirements?: If your property's flood zone or BFE changes, flood insurance requirements and rates may change; contact your insurer for specifics.
Who should I contact for technical questions about the map revisions?: Call the FEMA Mapping and Insurance eXchange (FMIX) toll free at 1-877-FEMA MAP (1-877-336-2627).

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Base Flood Elevation (BFE): The computed elevation to which floodwater is anticipated to rise during the base (1%-annual-chance) flood.
Letter of Map Revision (LOMR): An official FEMA revision to the flood map reflecting changes to flood hazards or map features.
Special Flood Hazard Area (SFHA): Area subject to inundation by the base (1%-annual-chance) flood, often requiring flood insurance.
Regulatory floodway: The channel plus adjacent areas reserved to discharge the base flood without raising flood levels substantially.

Full Notice Text

DEPARTMENT OF HOMELAND 
SECURITY
FEDERAL EMERGENCY MANAGEMENT AGENCY
Proposed Flood Hazard Determinations for the Village of Islamorada, Monroe County, Florida, Case No. 25-04-6910P. The Department of Homeland Securitys Federal Emergency Management Agency (FEMA) solicits technical information or comments on proposed flood hazard determinations for the Flood Insurance Rate Map (FIRM), and where applicable, the Flood Insurance Study (FIS) report for your community.  These flood hazard determinations may include the addition or modification of Base Flood Elevations, base flood depths, Special Flood Hazard Area boundaries or zone designations, or the regulatory floodway.  The FIRM and, if applicable, the FIS report have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Title 44, Part 65 of the Code of Federal Regulations.  These determinations are the basis for the floodplain management measures that your community is required to adopt or show evidence of having in effect to qualify or remain qualified for participation in the National Flood Insurance Program.  For more information on the proposed flood hazard determinations and information on the statutory 90-day period provided for appeals, please visit FEMAs website at https://www.floodmaps.fema.gov/fhm/BFE_Status/bfe_main.asp, or call the FEMA Mapping and Insurance eXchange (FMIX) toll free at 1-877-FEMA MAP (1-877-336-2627).
Publish: 05/07/26, 05/14/2026 - KWC
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