Property will be sold due to default on mortgage payments.

FN6375 GPN11 FN6375 GPN11 NOTICE OF SALE UNDER POWER  GEORGIA, FULTON COUNTY  	Under and by virtue of the Power of Sale contained in a Security Deed given by Johnny L Lloyd II to Navy Federal Credit Union dated March 25, 2021, recorded in Deed Book 63655, Page 636, Fulton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-ONE THOUSAND NINE HUNDRED THIRTY-NINE AND 0/100 DOLLARS ($241,939.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Fulton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2026, the following described property:  SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF  	The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. ? 13-1-11 having been given).  	Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence.  	NFCU is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2.  	The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Navy Federal Credit Union, 820 Follin Lane, Vienna, VA 22180, (800)258-5948.  	Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.  	Upon information and belief, said property is more commonly known as >2972 Arrowood Dr, East Point, GA 30344. Should a conflict arise between the property address and the legal description, the legal description shall control.  	ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the Rule), found at 89 FR 70258, will go into effect. The Rule applies to certain residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, purchasers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rules federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable.  	The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258.  NFCU as Attorney in Fact for  Johnny L Lloyd II  McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net  EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN ORIGINAL LAND LOT 221, 14th DISTRICT, FULTON COUNTY, GEORGIA AND BEING LOT 3, BLOCK B, ARROWOOD DRIVE EXTENSION SUBDIVISION, AS PER PLAT RECORDED AT PLAT BOOK 61, PAGE 60, FULTON COUNTY, GEORGIA RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART OF THIS DESCRIPTION BY THIS REFERENCE. TOGETHER WITH: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN ORIGINAL LAND LOT 221, 14th DISTRICT, FULTON COUNTY, GEORGIA AND BEING PART OF LOT 8, BLOCK B, ARROWOOD DRIVE EXTENSION SUBDIVISION, AND BEING LOT 8A ON THAT PLAT RECORDED AT PLAT BOOK 269, PAGE 27, FULTON COUNTY, GEORGIA RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART OF THIS DESCRIPTION BY THIS REFERENCE.  MR / KR     May 5, 2026 Our file no. 25-17105GA-FT8  25-17105GA #4:08,15,22,29 546365-AT