Who filed this lawsuit against me?

GreenState Credit Union is the plaintiff and Charles L. Litow is the plaintiff's attorney.

How do I respond to this notice?

Electronically file an answer or motion within 20 days using the Iowa Judicial Branch eFile system.

What happens if I don't file within 20 days?

The court may enter a default judgment against you for the relief sought in the petition.

Court Notice — Iowa City (LACV086976)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Civil collection

Affects:DefendantsCreditors

A creditor (GreenState Credit Union) filed a lawsuit against James C. Tobin in Johnson County. The defendant must file an electronic answer or motion within 20 days or risk a default judgment for the relief requested by the plaintiff.

Key Takeaways

Defendant: James C. Tobin
File answer/motion within 20 days via Iowa eFile
Default judgment possible if you fail to respond
Plaintiff attorney: Charles L. Litow, North Central Legal Solutions

Published: May 19, 2026 · 2 days ago
Category: Court Notice
City: Iowa City
Case #: LACV086976

Research context

2 court notice notices in Iowa City (last 12 months)

View full case dossier

All filings for #LACV086976 with AI case analysis

If you don't respond

If no answer or motion is electronically filed within 20 days, a default judgment may be entered against the defendant for the relief requested in the petition.

What to do next

1
File an answer or motion
Electronically file your answer or motion within 20 days at https://www.iowacourts.state.ia.us/EFile to avoid default.
2
Contact the plaintiff's attorney
Call Charles L. Litow, North Central Legal Solutions, P.C., at 833-682-6539 for case information.
3
Seek legal advice
Consult an attorney immediately to protect your rights before the 20-day deadline.

Frequently asked questions

Who filed this lawsuit against me?: GreenState Credit Union is the plaintiff and Charles L. Litow is the plaintiff's attorney.
How do I respond to this notice?: Electronically file an answer or motion within 20 days using the Iowa Judicial Branch eFile system.
What happens if I don't file within 20 days?: The court may enter a default judgment against you for the relief sought in the petition.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Original Notice by Publication: A court notice published in a newspaper when the defendant cannot be served personally.
Default judgment: A court decision in favor of the plaintiff because the defendant failed to respond.
Electronic filing (eFile): Submitting court documents online through the Iowa Judicial Branch EDMS system.

Full Notice Text

IN THE IOWA DISTRICT COURT IN AND FOR JOHNSON COUNTY IOWA
GREENSTATE CREDIT UNION Plaintiff
vs
JAMES C TOBIN Defendant
Case No. LACV086976

ORIGINAL NOTICE BY PUBLICATION
TO THE ABOVE NAMED DEFENDANT:
You are notified that a petition has been filed in theoffice of the clerk of this court naming you as the defendant in this action. The attorney for the Plaintiff is Charles L. Litow of North Central Legal Solutions, P.C., whose address is PO BOX 10183, Cedar Rapids, IA 52410. That attorney's phone number is 833/682-6539. 
You must electronically file your motion or answer within 20 days using the Iowa Judicial Branch Electronic Document Management System (EDMS) at https://www.iowacourts.state.ia.us/EFile, unless you obtain from the court an exemption from electronic filing requirements. If you do not, judgment by default may be rendered against you for the relief demanded in the petition. 
If assistance of auxiliary aids or services is required to participate in the Court due to a disability, such as hearing impaired, call the Americans with Disabilities Coordinator at 515/286-3859. If you are in need of dual party telephone relay services, call Relay Iowa TTY at 1-800-735-2942. 
IMPORTANT
YOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS.
May 12, 19, 26 2026
LIOW0515165