When and where is the foreclosure sale?

The sale is May 27, 2026 at 10:30 AM at the Black Hawk County Sheriff’s Office, 225 E 6th St, Waterloo.

How much is owed on the judgment?

The judgment is $166,508.44 plus $60.00 costs, $11,832.64 accruing costs, and interest at 4.625% accruing from 02/20/2026.

Can the homeowner stop the sale?

To stop the sale, the homeowner must pay the judgment plus costs and interest before the sale or pursue legal options with an attorney.

What does redemption period mean for me?

After sale, defendants may redeem the property within 120 days for the U.S. Government claim or within 3 months for other defendants by paying required amounts.

Foreclosure — 4101 Sturgis Dr, Cedar Falls, IA (EQCV155995)

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Affects:HomeownersProperty BuyersCreditorsGovernment Agencies

Sheriff will auction the Cedar Falls property at 4101 Sturgis Dr on May 27, 2026 to satisfy a $166,508.44 judgment plus costs and interest; defendants may have limited redemption rights after the sale.

Key Takeaways

Sale date: May 27, 2026 at 10:30 AM
Property: 4101 Sturgis Dr, Lot 11, Heritage Third Addition
Judgment amount: $166,508.44 plus costs and interest
Redemption period: 120 days for USA, 3 months for others
Sale is cash-only at Sheriff’s Office, Waterloo

Deadline · Sale Date

May 27, 2026

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Published: May 12, 2026 · 1 week ago
Category: Foreclosure
City: Cedar Falls
Address: 4101 Sturgis Dr, Cedar Falls, IA
Case #: EQCV155995

Days until sale7 days

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If you don't respond

If no action is taken before the sale on May 27, 2026, the property will be sold and title conveyed; redemption rights expire 120 days for the U.S. Government claim or 3 months for other defendants after the sale.

What to do next

1
Contact an attorney immediately
Consult counsel before May 27, 2026 to explore delaying the sale or preserving exemption rights.
2
Verify payoff amount
Obtain exact payoff (including accruing costs and interest as of sale date) before the auction to redeem or cure.
3
Attend the sale or bid
Go to Black Hawk County Sheriff’s Office, 225 E 6th St, Waterloo, on May 27, 2026 at 10:30 AM if you intend to purchase or monitor the auction.

Frequently asked questions

When and where is the foreclosure sale?: The sale is May 27, 2026 at 10:30 AM at the Black Hawk County Sheriff’s Office, 225 E 6th St, Waterloo.
How much is owed on the judgment?: The judgment is $166,508.44 plus $60.00 costs, $11,832.64 accruing costs, and interest at 4.625% accruing from 02/20/2026.
Can the homeowner stop the sale?: To stop the sale, the homeowner must pay the judgment plus costs and interest before the sale or pursue legal options with an attorney.
What does redemption period mean for me?: After sale, defendants may redeem the property within 120 days for the U.S. Government claim or within 3 months for other defendants by paying required amounts.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Special execution: Court order directing the sheriff to sell property to satisfy a specific money judgment.
Redemption period: Time after sale when a defendant can repay debt to reclaim the sold property.
Accruing costs: Additional fees and charges that continue to accumulate until judgment is satisfied.

Full Notice Text

Notice of Sheriff's Levy and Sale BLACK HAWK COUNTY SHERIFFOFFICE 225 EAST 6TH STREETWATERLOO, IA 50703 IN THE IOWA DISTRICT COURTFOR BLACK HAWK COUNTYSTATE OF IOWABLACK HAWK COUNTY Docket No. (Sale No.) 276481(1)Court No. EQCV155995SPECIAL EXECUTIONPLAINTIFF: WILMINGTON SAVINGS FUND SOCIETY, FSB NOT IN ITS INDIVIDUALCAPACITY, BUT SOLELY AS TRUSTEE OF NRPL TRUST 2019-1VS.DEFENDANT: FUNK,TIMOTHY J.; WENDY J. FUNK; ALEX HEADINGTON; KMTC GROUP.L.L.C.;STATE OF IOWA-IOWA DEPARTMENT OF REVENUE AND UNITED STATES OFAMERICA-INTERNAL REVENUE SERVICE; PARTIES IN POSSESSION - IN REMAs a result of the judgment rendered in the above referenced court case, an execution was issued by the court to the Sheriff of this county. The execution ordered the sale of defendant(s) Real Estate Property to satisfy the judgment. The property to be sold is:LOT NO. ELEVEN (11) IN HERITAGE THIRD ADDITION, CEDAR FALLS, IOWAStreet Address 4101 STURGIS DR CEDAR FALLS, IA 50613The described property will be offered for sale at public auction for cash only as follows:Date of Sale: 05/27/2026Time of Sale: 10:30 AMPlace of Sale: BLACK HAWK COUNTY SHERIFFS OFFICE225 E 6TH ST.WATERLOO, IA 50703Redemption: After the sale of real estate, defendant may redeem the property within 120 DAYS FOR USA & 3 MONTHS FOR OTHER DEFENDANTSProperty exemption: Certain money or property may be exempt. Contact your attorney promptly to review specific provisions of the law and file appropriate notice, if applicableJudgment Amt: $$166,508.44Costs: $$60.00Accruing Costs: $$11,832.64Interest: 4.625% of $166,508.44 from 02/20/2026 =$2,025.47Attorney: N/AN/ADate: 04/13/2026Sheriff: NATHAN NEFFCOL-IA-603802