IN THE IOWA DISTRICT COURT FOR CHICKASAW COUNTYPENNYMAC LOAN SERVICES, LLC,Plaintiff,vs.JAMES TITHIN; SPOUSE OF JAMES TITHIN and PARTIES IN POSSESSION,Defendants. EQUITY NO. EQCV004698ORIGINAL NOTICE FOR PUBLICATIONTo the above-named Defendants: James Tithin and Spouse of James TithinYou are notified there was on April 16, 2206 filed in the Office of the Clerk of the above-named Court a Foreclosure Petition, which prays for foreclosure of a mortgage in favor of the Plaintiff on the property described herein and judgment in rem in the amount of $152,527.08 plus interest at the rate of 5.99% per annum from October 1, 2025, such amount equaling $25.03 per day, the costs of the action including title costs of $235.00, and reasonable attorney fees and that said sums be declared a lien upon the following-described premises from October 7, 2022, located in Chickasaw County, Iowa, to-wit: Commencing at a point 424 feet North of the Southwest Corner of Lot 1 of the Irregular Survey of the NWFrcl 1/4 of Section 18, Township 94 North, Range 11 West of the 5th P.M., in Chickasaw County, Iowa, thence East 175 feet, thence South 105 feet, thence West 175 feet, thence North 105 feet to the point of beginning. that the mortgage on the above-described real estate be foreclosed, that a special execution issue for the sale of as much of the mortgaged premises as is necessary to satisfy the judgment and for other relief as the Court may deem just and equitable. The attorney for the Plaintiff is Matthew E. Laughlin, whose address is Dentons Tower, 215 10th Street, Suite 1300, Des Moines, Iowa 50309-3993, Phone: (515) 288-2500, Facsimile: (515) 243-0654. NOTICETHE PLAINTIFF HAS ELECTED FORECLOSURE WITHOUT REDEMPTION. THIS MEANS THAT THE SALE OF THE MORTGAGED PROPERTY WILL OCCUR PROMPTLY AFTER ENTRY OF JUDGMENT UNLESS YOU FILE WITH THE COURT A WRITTEN DEMAND TO DELAY THE SALE. IF YOU FILE A WRITTEN DEMAND, THE SALE WILL BE DELAYED UNTIL SIX MONTHS (THREE MONTHS IF THE PETITION INCLUDES A WAIVER OF DEFICIENCY) FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS YOUR RESIDENCE AND IS A ONE-FAMILY OR TWO-FAMILY DWELLING OR UNTIL TWO MONTHS FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS NOT YOUR RESIDENCE OR IS YOUR RESIDENCE BUT NOT A ONE-FAMILY OR TWO-FAMILY DWELLING. YOU WILL HAVE NO RIGHT OF REDEMPTION AFTER THE SALE. THE PURCHASER AT THE SALE WILL BE ENTITLED TO IMMEDIATE POSSESSION OF THE MORTGAGED PROPERTY. YOU MAY PURCHASE AT THE SALE.You must serve a motion or answer on or before the 17 day of June, 2026, and within a reasonable time thereafter, file your motion or answer, in the Iowa District Court for Chickasaw County, Iowa. You are notified that Chickasaw County District Court utilizes the Electronic Document Management System. You are directed to the Iowa Court Rules Chapter 16 for general rules and information on electronic filing and, in particular, Division VI regarding the protection of personal information in court filings. If you do not, judgment by default may be rendered against you for the relief demanded in the Petition. If you need assistance to participate in court due to a disability, call the disability coordinator at 319-833-3332. Persons who are hearing or speech impaired may call Relay Iowa TTY (1 800 735 2942.) Disability coordinators cannot provide legal advice.IMPORTANTYOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS.May 28, 2026Date of Third Publication
