What is the amount the plaintiff is seeking in this foreclosure?

The petition seeks $59,972.81 plus 3.625% interest from September 1, 2025, and additional charges.

Who is named as a defendant in this case?

Steve Firkins, Telco Triad Community Credit Union, unknown spouse if any, and parties in possession are named.

What happens if I ignore this foreclosure notice?

The court may enter a default judgment leading to foreclosure, loss of property rights, and a lien.

Foreclosure — Spencer (EQCV037334)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:DefendantsProperty BuyersCreditors

Carrington Mortgage Services filed a foreclosure case on March 9, 2026, seeking $59,972.81 plus 3.625% interest from September 1, 2025, fees, costs and a lien against the defendant's property. Defendants include Steve Firkins and others.

Key Takeaways

Foreclosure lawsuit filed March 9, 2026
Principal sought: $59,972.81 plus 3.625% interest
Plaintiff seeks fees, costs, and lien on property
Defendant named: Steve Firkins (and unknown spouse)

Published: May 19, 2026 · today
Category: Foreclosure
City: Spencer
Case #: EQCV037334

Research context

2 foreclosure notices in Spencer (last 12 months)

View full case dossier

All filings for #EQCV037334 with AI case analysis

If you don't respond

If you do not respond to the lawsuit, the court may enter a default judgment allowing foreclosure and a lien; legal rights to the property could be lost.

What to do next

1
Locate the full petition
Obtain the court file for EQCV037334 at Clay County District Court to review claims and deadlines.
2
Contact an attorney
Consult a foreclosure or real estate attorney promptly to discuss defenses and response timing.
3
Respond to the court
File an answer or motion before the court's response deadline to avoid default judgment.

Frequently asked questions

What is the amount the plaintiff is seeking in this foreclosure?: The petition seeks $59,972.81 plus 3.625% interest from September 1, 2025, and additional charges.
Who is named as a defendant in this case?: Steve Firkins, Telco Triad Community Credit Union, unknown spouse if any, and parties in possession are named.
What happens if I ignore this foreclosure notice?: The court may enter a default judgment leading to foreclosure, loss of property rights, and a lien.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

foreclosure: Court process to sell property when a borrower fails to repay a mortgage.
plaintiff: The party who filed the lawsuit seeking relief from the court.
lien: A legal claim against property to secure payment of a debt.

Full Notice Text

IN THE IOWA DISTRICT COURT OFCLAY COUNTYEQUITY NO: EQCV037334ORIGINAL NOTICEFOR PUBLICATIONCarrington Mortgage Services, LLCPlaintiﬀ,vs.Steve Firkins; Telco Triad Community CreditUnion; Unknown spouse, if any, of SteveFirkins; Parties in Possession, et al.Defendants.You are notiﬁed that a petition has beenﬁled in the oﬃce of this court naming you asa defendant in this action. The petition wasﬁled on March 9, 2026, and prays for fore-closure of Plaintiﬀs Mortgage in favor ofthe Plaintiﬀ on the property described in thisnotice and judgment for the unpaid principalamount of $59,972.81, with 3.625% per an-num interest thereon from September 1, 2025,together with late charges, advances and thecosts of the action including (but not limitedto) title costs and reasonable attorney's fees,as well as a request that said sums be declareda lien upon t

Related Notices

Notice

DateCategoryCity

A foreclosure lawsuit was filed March 9, 2026, seeking $59,972.81 plus interest, fees, and costs against defendants including Steve Firkins and Parties in Possession. The lender asks the court to foreclose its mortgage and recover unpaid amounts as a lien on the property.

May 12, 2026ForeclosureSpencer

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