What does this Land Court Order of Notice mean for my mortgage?

It means the lender asked the court to decide if you qualify for protections under the Servicemembers Civil Relief Act, which can affect enforcement of the mortgage.

Who filed the case and who is named?

PHH Asset Services LLC filed the complaint; Robert and Kimberly Gilbertson are named defendants.

Which property is involved in this case?

The mortgage covers 203 Thayer Street in Millville, Massachusetts.

Court Notice — 203 Thayer Street, Millville, MA (26 SM 001407)

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Service-members status determination

Affects:DefendantsHomeownersGovernment Agencies

PHH Asset Services LLC filed a Land Court complaint asking the court to determine whether Robert and Kimberly Gilbertson are protected by the Servicemembers Civil Relief Act regarding a mortgage on 203 Thayer Street, Millville. The determination could affect enforcement of the lender's mortgage rights.

Key Takeaways

Complaint seeks determination of servicemember status
Property: 203 Thayer Street, Millville
Plaintiff: PHH Asset Services LLC (mortgage holder)
Loan modification recorded June 12, 2025
Case filed in Land Court, docket 26 SM 001407

Published: May 18, 2026 · yesterday
Category: Court Notice
City: Millville

Address

203 Thayer Street, Millville, MA

Case #

26 SM 001407

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All filings for #26 SM 001407 with AI case analysis

If you don't respond

If the Gilbertsons do not respond, the court may decide their servicemember status without their input, potentially allowing the plaintiff to proceed with mortgage enforcement; no deadline is stated in the notice.

What to do next

1
Check your military status and rights
If you are or recently were on active duty, gather proof of service and contact an attorney immediately to assert SCRA protections.
2
Contact the court or an attorney
Reach out to Land Court or a lawyer to learn response deadlines and file any necessary opposition in case 26 SM 001407.
3
Review mortgage and loan modification documents
Locate the mortgage recorded in Worcester Book 67994 Page 176 and the loan modification recorded June 12, 2025 in Book 72189 Page 239 for your attorney.

Frequently asked questions

What does this Land Court Order of Notice mean for my mortgage?: It means the lender asked the court to decide if you qualify for protections under the Servicemembers Civil Relief Act, which can affect enforcement of the mortgage.
Who filed the case and who is named?: PHH Asset Services LLC filed the complaint; Robert and Kimberly Gilbertson are named defendants.
Which property is involved in this case?: The mortgage covers 203 Thayer Street in Millville, Massachusetts.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Servicemembers Civil Relief Act: Federal law that pauses or limits certain civil obligations for active-duty military members.
Order of Notice: Court document notifying parties that action has been filed and requiring a response or appearance.
Loan modification: Change to original mortgage terms, recorded with the registry of deeds.

Full Notice Text

(SEAL)
COMMONWEALTH OF MASSACHUSETTS
LAND COURT
DEPARTMENT OF THE TRIAL COURT
26 SM 001407
ORDER OF NOTICE
To:
Robert Gilbertson; Kimberly Gilbertson
and to all persons entitled to the benefit of the Servicemembers Civil
Relief Act, 50 U.S.C. c. 50 §3901 (et seq):
PHH Asset Services LLC, claiming to have an interest in a Mortgage
covering real property in Millville, numbered 203 Thayer Street,
given by Robert Gilbertson and Kimberly Gilbertson to Mortgage
Electronic Registration Systems, Inc., as nominee for Shamrock
Home Loans, Inc., dated July 29, 2022, and recorded in Worcester
County (Worcester District) Registry of Deeds in Book 67994, Page
176, as affected by a Loan Modification dated June 12, 2025, and
recorded in Said Registry of Deeds in Book 72189, Page 239, and
now held by plaintiff by assignment, has/have filed with this court
a complaint for determination of Defendant's/Defendants' Service-
members status.
If you now are, or recently have been, in the

Court Notice — 203 Thayer Street, Millville, MA (26 SM 001407)

What to do next

Frequently asked questions

Legal terms in this notice

See also

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