THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Luis E. Rios Morales, unmarried man and Nidioska A. Colon Cabrera, unmarried woman Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for LoanDepot.com, LLC, its successors and assigns Dated: October 20, 2023 Recorded: October 25, 2023 Dakota County Recorder Document No. 3607560 Assigned To: U.S. Bank National Association Dated: August 18, 2025 Recorded: August 28, 2025 Dakota County Recorder Document No. 3689507 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100853704009039762 Lender or Broker: Loandepot.com, LLC Residential Mortgage Servicer: U.S. Bank National Association Mortgage Originator: Loandepot.com, LLC LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Greenleaf Townhouses Second Addition, Dakota County, Minnesota This is Abstract Property. TAX PARCEL NO.: 01-31101-01-010 ADDRESS OF PROPERTY: 7403 142nd Street Ct W Apple Valley, MN 55124 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,025.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,662.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 3, 2026, 10:00 AM PLACE OF SALE: Lobby of Law Enforcement Center, Dakota County Civil Unit, 1580 Highway 55, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is December 3, 2026 at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed. Dated: March 31, 2026 U.S. Bank National Association, Assignee of Mortgagee By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for: U.S. Bank National Association, Assignee of Mortgagee 1333 Northland Drive, Suite 205 Mendota Heights, MN 55120 801-355-2886 651-228-1753 (fax) THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN25719.
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