THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGORS: Gary J. Gallick and Martha J. Gallick, husband and wife, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Aegis Wholesale Corporation DATE AND PLACE OF RECORDING: Recorded: December 7, 2005 Sherburne County Recorder Document #: 607602 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to CITIMORTGAGE, INC. on September 29, 2012 and said assignment was recorded on October 1, 2012 and given document number 757846 and subsequently assigned to FEDERAL NATIONAL MORTGAGE ASSOCIATION on February 12, 2014 and said assignment was recorded on February 13, 2014 and given document number 784554 and subsequently assigned to NRZ PASS-THROUGH TRUST VIII on February 29, 2020 and said assignment was recorded on March 3, 2020 and given document number 887655 and subsequently assigned to Citibank, N.A., not in its individual capacity but solely as Owner Trustee of New Residential Mortgage Loan Trust 2020-RPL1 on March 3, 2025 and said assignment was recorded on March 7, 2025 and given document number 980172. LEGAL DESCRIPTION OF PROPERTY: THE WEST 645 FEET OF THE SOUTHWEST QUARTER OF THE SOUTH WEST QUARTER OF THAT PART OF SECTION 13, TOWNSHIP 34 NORTH, RANGE 28 WEST, LYING NORTHERLY OF THE SOUTH 950.68 FEET OF SAID SOUTHWEST QUARTER OF SECTION 13, SHERBURNE COUNTY MINNESOTA PARCEL ID #: 05-00113-3401 PROPERTY ADDRESS: 18683 95th Street SE, Becker, Minnesota 55308 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT ID NO.: 100053030008486012 LENDER OR BROKER: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE ORIGINATOR: N/A CURRENT MORTGAGE SERVICER: NewRez LLC COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $139,617.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2026 at 10:00 am PLACE OF SALE: Sherburne County Sheriff's Office, 13880 Business Center Drive NW, Suite 100, Elk River, MN 55330-4601 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is November 27, 2026 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: April 8, 2026 Citibank, N.A., not in its individual capacity but solely as Owner Trustee of New Residential Mortgage Loan Trust 2020-RPL1 Mortgagee Robert A. Blumberg Minnesota State Bar No. 0506226 Johnson, Blumberg & Associates, LLC 30 N. LaSalle St., Suite 3650 Chicago, Illinois 60602 Ph. 312-541-9710 Fax 312-541-9711
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