What property is being foreclosed?

The foreclosure concerns 2324 West 3rd Street, Duluth, MN (Parcel 010-1140-04920).

Who is the lender in this foreclosure?

Baxter Credit Union is listed as the mortgagee and servicer.

Who are the homeowners named in the notice?

Sara E Tucker (formerly Sara E Westfall) and Jerry Tucker are the mortgagors.

What happens if the homeowners do nothing?

If they do not cure the default or redeem the loan before the sale, the property will be sold at foreclosure.

Foreclosure — 2324 West 3rd Street, Duluth, MN (25-119318)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditors

This notice announces a mortgage foreclosure sale for property at 2324 West 3rd Street in Duluth due to borrower default on a $67,000 mortgage originally dated September 4, 2019. The lender Baxter Credit Union seeks to foreclose its mortgage interest.

Key Takeaways

Foreclosure sale on 2324 West 3rd Street, Duluth
Original mortgage $67,000, dated Sept 4, 2019
Mortgagors: Sara E Tucker (FKA Westfall) and Jerry Tucker
Mortgagee/servicer: Baxter Credit Union
Document filed Sept 9, 2019 in St. Louis County

Published: May 14, 2026 · 5 days ago
Category: Foreclosure
City: Duluth
Address

2324 West 3rd Street, Duluth, MN

Case #

25-119318

Research context

4 foreclosure notices in Duluth (last 12 months)

View full case dossier

All filings for #25-119318 with AI case analysis

If you don't respond

If no action is taken, the property will be sold at foreclosure. The notice identifies default already occurred; failing to redeem or cure before sale will result in loss of the property (sale date and redemption period not provided in this excerpt).

What to do next

1
Confirm sale date and redemption deadline
Contact the St. Louis County Recorder or Baxter Credit Union to obtain the foreclosure sale date and redemption period (document filed Sept 9, 2019).
2
Consult an attorney or housing counselor
Seek legal advice immediately to explore options to cure the default, redeem the mortgage, or negotiate with Baxter Credit Union.
3
Verify payoff and loan status
Request a payoff statement and verification of the debt from Baxter Credit Union to determine the amount required to stop foreclosure.

Frequently asked questions

What property is being foreclosed?: The foreclosure concerns 2324 West 3rd Street, Duluth, MN (Parcel 010-1140-04920).
Who is the lender in this foreclosure?: Baxter Credit Union is listed as the mortgagee and servicer.
Who are the homeowners named in the notice?: Sara E Tucker (formerly Sara E Westfall) and Jerry Tucker are the mortgagors.
What happens if the homeowners do nothing?: If they do not cure the default or redeem the loan before the sale, the property will be sold at foreclosure.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

mortgagor: The borrower who gave the mortgage on the property.
mortgagee: The lender or entity that holds the mortgage lien.
servicer: Company that manages the loan payments and foreclosure process for the lender.
property identification number: Local parcel number used by the county to identify the property.

Full Notice Text

25-119318
NOTICE OF MORTGAGE 
FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 4, 2019

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:  $67,000.00

MORTGAGOR(S): Sara E Tucker FKA Sara E Westfall and Jerry Tucker, married to each other

MORTGAGEE:  Baxter Credit Union

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE:  Baxter Credit Union 

SERVICER:  Baxter Credit Union

DATE AND PLACE OF FILING: Filed September 9, 2019, Saint Louis County Recorder, as Document Number 01362869

LEGAL DESCRIPTION OF PROPERTY:
The West half of Lot 380, Block 88, Duluth Proper, Second Division

PROPERTY ADDRESS:  2324 West 3rd Street, Duluth, MN 55806

PROPERTY IDENTIFICATION NUMBER:  010-1140-04920 

COUNTY IN WHICH PROPERTY IS

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