Foreclosure — Glencoe
Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research
This notice announces a mortgage foreclosure sale due to default on a June 10, 2022 mortgage originally to Mortgage Electronic Registration Systems, assigned to U.S. Bank NA. It informs interested parties that the lender seeks to foreclose and sell the property to satisfy the debt.
Key Takeaways
- Mortgage dated June 10, 2022 is in default
- Mortgage assigned to U.S. Bank National Association
- Foreclosure sale is being initiated
- Recorded in McLeod County (Doc A459740, A463512)
- Published
- Category
- Foreclosure
- City
- Glencoe
Research context
If you don't respond
If no action is taken by the mortgagors before the foreclosure sale, the property may be sold to satisfy the mortgage debt; specific sale date and redemption details are in the full notice. Ignoring the notice risks loss of ownership.
What to do next
- 1
Contact the lender or servicer
Reach out to U.S. Bank National Association or the loan servicer immediately to discuss reinstatement or loan modification.
- 2
Review full foreclosure notice
Obtain and read the complete notice (McLeod County Recorder docs A459740, A463512) for sale date and redemption period.
- 3
Consult an attorney
Speak with a foreclosure attorney before the sale date to explore legal options and possible defenses.
Frequently asked questions
- What does this foreclosure notice mean for the homeowner?
- It means the homeowner is in default and the lender intends to foreclose and sell the property unless the debt is cured or other arrangements are made.
- Who currently holds the mortgage?
- The mortgage was assigned to U.S. Bank National Association as recorded April 25, 2023 (Doc A463512).
- Where was the mortgage recorded?
- The mortgage was recorded in McLeod County on June 23, 2022 as Document No. A459740.
The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.
Legal terms in this notice
- Mortgagee
- The lender or entity that holds the mortgage loan.
- Mortgagor
- The borrower who granted the mortgage on the property.
- Assignment of mortgage
- Transfer of the lender's rights in the mortgage to another party.
- Recorded
- Filed in the county recorder's office as an official public record.
Full Notice Text
19- 6-002377 FCNOTICE OF MORTGAGEFORECLOSURE SALETHE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT AF‐FECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that defaulthas occurred in conditions of the follow‐ing described mortgage:DATE OF MORTGAGE: June 10, 2022MORTGAGOR: William Roy Makin,and Cynthia Ann Makin, spouses marriedto each other.MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc., as mortgagee,as nominee for Cambria Financial GroupLLC, DBA Cambria Mortgage, its succes‐sors and assigns.DATE AND PLACE OF RECORDING:Recorded June 23, 2022 McLeod CountyRecorder, Document No. A459740.ASSIGNMENTS OF MORTGAGE: As‐signed to: U.S. Bank National Associa‐tion. Dated April 24, 2023 RecordedApril 25, 2023, as Document No.A463512.TRANSACTION AGENT: MortgageEl