What does a notice of mortgage foreclosure sale mean?

It notifies the borrower and public that the lender intends to sell the property because the borrower defaulted on the mortgage.

Who are the parties named in this notice?

Nathan A. Christensen and Jade L. Christensen are mortgagors; MERS is listed as mortgagee for Towne Mortgage Company (AmeriCU Mortgage).

Where was the mortgage recorded?

The mortgage was recorded on February 5, 2020, in the Jackson County recorder/registrar of titles office as document A285720.

Foreclosure — Jackson

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditors

A mortgage foreclosure sale is being initiated after default on a mortgage originally dated January 31, 2020, involving Nathan A. Christensen and Jade L. Christensen. The loan was held by MERS for Towne Mortgage Company (AmeriCU Mortgage).

Key Takeaways

Default occurred on a mortgage dated Jan 31, 2020
Mortgagors: Nathan A. Christensen and Jade L. Christensen
Mortgage recorded Feb 5, 2020 in Jackson County
Mortgagee listed as MERS for Towne Mortgage Company / AmeriCU Mortgage
Foreclosure sale process is being started

Published: May 14, 2026 · 5 days ago
Category: Foreclosure
City: Jackson

Research context

5 foreclosure notices in Jackson (last 12 months)

If you don't respond

If no action is taken, the mortgagee will proceed with the foreclosure sale, which may result in loss of the property; specific sale date and deadlines were not included in this notice.

What to do next

1
Confirm full notice details
Obtain the complete foreclosure notice from the Jackson County Recorder to find sale date, amounts owed, and any deadlines.
2
Contact the lender or servicer
Reach out to MERS or AmeriCU Mortgage immediately to discuss reinstatement, loan modification, or payoff options.
3
Seek legal advice
Consult a foreclosure attorney or housing counselor in Jackson County promptly to review rights and possible defenses.

Frequently asked questions

What does a notice of mortgage foreclosure sale mean?: It notifies the borrower and public that the lender intends to sell the property because the borrower defaulted on the mortgage.
Who are the parties named in this notice?: Nathan A. Christensen and Jade L. Christensen are mortgagors; MERS is listed as mortgagee for Towne Mortgage Company (AmeriCU Mortgage).
Where was the mortgage recorded?: The mortgage was recorded on February 5, 2020, in the Jackson County recorder/registrar of titles office as document A285720.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Mortgagee: The lender or entity that holds the mortgage and can enforce it if borrower defaults.
Mortgagor: The borrower who granted the mortgage on the property.
Assignment of mortgage: A transfer of the mortgage from one mortgagee to another, recorded in county records.

Full Notice Text

NOTICE OF MORTGAGEFORECLOSURE SALEMinn. Stat. 580.025,580.04Minnesota Uniform Con-veyancing BlanksForm 60.2.1 (2009)DATE: May 1, 2026YOU ARE NOTIFIED thatdefault has occurred in theconditions of the followingdescribed Mortgage:INFORMATION REGARD-ING MORTGAGE TO BEFORECLOSED1. Date of Mortgage: Jan-uary 31, 20202. Mortgagors: NathanA. Christensen and Jade L.Christensen, husband andwife.3. Mortgagees: MortgageElectronic Registration Sys-tems, Inc. (“MERS”), as mort-gagee, for Towne MortgageCompany d/b/a AmeriCUMortgage, its successorsand assigns.4. Recording Information:Recorded on February 5,2020, as Document Num-ber A285720, in the Ofﬁceof the ? County Recorder ?Registrar of Titles of JacksonCounty, Minnesota.5. Assignments of Mort-gage, if any: Assigned toTowne Mortg

Related Notices

Notice

DateCategoryCity

A mortgage on property in Jackson County is in default and a foreclosure sale is being initiated by U.S. Bank National Association following assignments from the original lender. The sale will dispose of the property to satisfy the unpaid mortgage balance.

May 14, 2026ForeclosureJackson

This notice announces a mortgage foreclosure sale after a borrower defaulted on a mortgage recorded in Jackson County on October 2, 2023; the mortgage was later assigned to Citibank as trustee. A sale is being pursued to satisfy the debt.

May 14, 2026ForeclosureJackson

Lenders allege the borrowers Nathan A. Christensen and Jade L. Christensen defaulted on a mortgage recorded Feb 5, 2020 in Jackson County; a foreclosure sale is being noticed under Minnesota law. The notice warns of a pending foreclosure sale process.

May 14, 2026ForeclosureJackson

This notice advises that Korey R. Miller defaulted on a mortgage recorded October 2, 2023 in Jackson County; the mortgage was later assigned to Citibank, N.A. and a foreclosure sale process is being initiated. Affected parties should review timelines and their rights.

May 14, 2026ForeclosureJackson