THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2012 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,900.00 MORTGAGOR(S): Kevin WM. Michael, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Prospect Mortgage, LLC DATE AND PLACE OF FILING: Recorded on June 27, 2013 as Document Number A1240768 in the Office of the County Recorder of Wright County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC by assignment recorded on April 26, 2019 as Document Number A1394317 in the Office of the County Recorder of Wright County, Minnesota; thereafter assigned to Nationstar Mortgage LLC n/k/a Rocket Mortgage, LLC successor by merger to Nationstar Mortgage LLC by assignment recorded on July 21, 2022 as Document Number A1512490 in the Office of the County Recorder of Wright County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Real property in Wright County, Minnesota, described as follows: All that part of the Northeast Quarter (NE 1/4) of the Southeast Quarter (SE 1/4) of Section 19, Township 121, Range 24, Wright County, Minnesota described as follows: Beginning at the East Quarter corner of said Section 19; thence North 89° 41' W along the Quarter line, a distance of 365.0 feet; thence S 7° 20' E, a distance of 396.6 feet; thence S 88° 15' E, a distance of 314.3 feet to the East line of said Section 19; thence North 400.5 feet more or less to the point of beginning, subject to Township Road right of way, above described tract containing 2 1/2 acres, more or less. Tax ID: 213-000-194102. STREET ADDRESS OF PROPERTY: 8479 NE HAUG AVE, MONTICELLO, MN 55362 COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $119,448.67 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Prospect Mortgage, LLC RESIDENTIAL SERVICER: Nationstar Mortgage LLC, n/k/a Rocket Mortgage, LLC successor by merger to Nationstar Mortgage LLC TAX PARCEL IDENTIFICATION NUMBER: 213-000-194102 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100034200812508962 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 09, 2026 at 10:00 AM. PLACE OF SALE: Wright County Sheriff's Office, 3800 Braddock Ave. NE, Buffalo, MN 55313. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 9, 2026. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Kevin WM. Michael Dated: April 14, 2026 ROCKET MORTGAGE, LLC Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Alexa Marsh, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (26-0314-FC01) Federal law may require reporting to the Financial Crimes Enforcement Network for certain purchases of residential property by entities or trusts. A successful third party bidder may be required to provide ownership and identifying information as a condition to completing the transfer. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
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