THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Forest Creek Home Owners' Association, Inc. (henceforth the “Declaration”) recorded in the office of the Recorder for Wright County, Minnesota on September 29, 2005, as Document No. A979369, which covers the following property: Lot 10, Block 1, Forest Creek, Common Interest Community No. 94, Wright County, Minnesota WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of April 27, 2026, from Daniel Petermann and Cheryl Petermann, title holders, to Forest Creek Home Owners' Association, Inc., a Minnesota non-profit corporation, the principal amount of Four Thousand, Eight Hundred Forty-Seven and 34/100ths Dollars ($4,847.34) for assessments, late fees and related charges, plus assessments, collection costs, attorneys' fees and other amounts will be incurred since said date, including costs of collection and foreclosure; WHEREAS, no action is now pending at law or otherwise to recover said debt or any part thereof; WHEREAS, the owners have not been released from the financial obligation to pay said amount; WHEREAS, pursuant to the Declaration and Minn. Stat. §515B.3-116(h), said debt created a lien upon said premises in favor of Forest Creek Home Owners' Association, Inc. as evidenced by the lien statement recorded on March 30, 2026, in the office of the Wright County Recorder as Document No. A1599188; WHEREAS, pursuant to the power of sale granted by the owner(s) in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said county at the Wright County Sheriff's Department, 3800 Braddock Avenue NE, Buffalo, Minnesota, on June 17, 2026, at 10:00 o'clock a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. The following information is provided pursuant to Minnesota Statutes Sections 580.025 and 580.04: (1) Street Address of Property: 1019 Alexander Court, Montrose, MN 55363 (2) Name of Transaction Agent, Residential Mortgage Servicer, Lender &/or Broker: N/A (3) Tax Parcel Identification Number of the Property: 112-038-001100 (4) Transaction Agent's Mortgage Identification Number, if known: N/A (5) Name of Mortgage Originator, if stated on mortgage: N/A (6) Date on which Occupant must vacate Property, if mortgage is not reinstated under Section 580.30 or property redeemed under 580.23: 11:59 p.m. on December 17, 2026. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 27, 2026 TOOHEY LAW FIRM, P.A. By: Jennifer C. Toohey, I.D. #0343742 Attorneys for Lienor 7100 Northland Circle North, Suite 101 Brooklyn Park, MN 55428 (763) 401-4120 Lienor: Forest Creek Home Owners' Association, Inc. By: Jennifer C. Toohey Its: Attorney in Fact THIS INSTRUMENT WAS DRAFTED BY: TOOHEY LAW FIRM, P.A. 7100 Northland Circle North, Suite 101 Brooklyn Park, MN 55428 (763) 401-4120 File No. 11003.008
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