Who is listed as the borrower on this foreclosure notice?

The mortgagor is listed as Raquel Reed, a single woman.

How much was the original mortgage principal?

The original principal amount of the mortgage was $197,600.00.

Where was this mortgage recorded?

It was recorded in the Office of the County Recorder of Pine County, Minnesota.

Foreclosure — Pine

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersProperty BuyersCreditors

This notice announces a mortgage foreclosure sale after default on a mortgage originally dated October 15, 2004, held by Mortgage Electronic Registration Systems, Inc. as nominee for nBank N.A.; the mortgage was recorded in Pine County and has recorded modifications.

Key Takeaways

Mortgage in default from October 15, 2004 loan
Original principal was $197,600.00
Mortgagee: Mortgage Electronic Registration Systems, Inc.
Recorded in Pine County with multiple recorded modifications

Published: May 21, 2026 · today
Category: Foreclosure
City: Pine

Research context

3 foreclosure notices in Pine (last 12 months)

If you don't respond

If no action is taken, the mortgage foreclosure sale will proceed, potentially resulting in loss of the property; the notice lists recorded dates but does not state the sale date here.

What to do next

1
Review full foreclosure notice
Obtain the complete published notice to find sale date, time, and location and the case number from Pine County records.
2
Contact county recorder
Request Documents 438314, A499077, and A500124 from the Pine County Recorder to review modifications and court order details.
3
Seek legal advice
Consult an attorney immediately to discuss defenses, redemption rights, or potential loss mitigation options.

Frequently asked questions

Who is listed as the borrower on this foreclosure notice?: The mortgagor is listed as Raquel Reed, a single woman.
How much was the original mortgage principal?: The original principal amount of the mortgage was $197,600.00.
Which entity is the mortgagee for this loan?: Mortgage Electronic Registration Systems, Inc., as nominee for nBank N.A., is the mortgagee listed.
Where was this mortgage recorded?: It was recorded in the Office of the County Recorder of Pine County, Minnesota.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

mortgagee: The lender or entity that holds the mortgage loan and has rights to enforce it.
mortgagor: The borrower who granted the mortgage on the property.
nominee: An entity named to act on behalf of the actual lender, often for recording purposes.
recorded: Filed in the county recorder's office to make the document part of the public property record.

Full Notice Text

NOTICE OF MORTGAGEFORECLOSURE SALETHE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN:That default has occurred in theconditions of the following describedmortgage:DATE OF MORTGAGE: October 15,2004ORIGINAL PRINCIPAL AMOUNTOF MORTGAGE: $197,600.00MORTGAGOR(S): Raquel Reed, asingle womanMORTGAGEE: Mortgage ElectronicRegistration Systems, Inc., anominee for nBank N.A.DATE AND PLACE OF FILING:Recorded on November 4, 2004as Document Number 438314; asmodified of record by Raquel Reedand Richard Axtell by documentrecorded on February 9, 2012 asDocument Number A499077; asreformed by Court Order recordedon April 11, 2012 as DocumentNumber A500124 in the Office ofthe County Recorder of Pine County,Minnesota.<

Related Notices

Notice

DateCategoryCity

A mortgage borrower defaulted on a 2014 loan secured by property recorded in Pine County; the mortgage was assigned to PennyMac Loan Services, LLC, and a foreclosure sale is being initiated. The notice warns affected parties of the lender's right to sell the property.

May 21, 2026ForeclosurePine

A mortgage on property in Pine County is in default; the lender (Mortgage Electronic Registration Systems, Inc., nominee for nBank N.A.) initiated foreclosure proceedings based on a 2004 mortgage with recorded modifications. A foreclosure sale is being noticed to recover the debt.

May 14, 2026ForeclosurePine