NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
Mortgagor: Bennie W. McWilliams Jr. and Tamara M. Hass, spouses married to each other
Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Marketplace Home Mortgage, LLC its successors and assigns
Dated: July 21, 2017
Recorded: July 31, 2017
Stearns County Recorder Document No. A1501203
Assigned To: Wells Fargo Bank, N.A.
Dated: July 20, 2022
Recorded: July 22, 2022
Stearns County Recorder Document No. A1637265
Assigned To: US Bank Trust National Association, not in its Individual Capacity but solely as owner trustee for VRMTG Asset Trust
Dated: January 14, 2025
Recorded: January 17, 2025
Stearns County Recorder Document No. A1685944
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number:
100249120000947114
Lender or Broker: Marketplace Home Mortgage, L.L.C., a Limited Liability Company
Residential Mortgage Servicer: Nationstar Mortgage LLC
Mortgage Originator: Marketplace Home Mortgage, L.L.C., a Limited Liability Company
LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Pheasant Run, Stearns County, Minnesota
This is Abstract Property.
TAX PARCEL NO.: 82499500810
ADDRESS OF PROPERTY:
1910 Temminck Rd
Saint Cloud, MN 56301
COUNTY IN WHICH PROPERTY IS LOCATED: Stearns
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $369,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $394,646.09
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE:
January 6, 2026, 10:00 AM
PLACE OF SALE:
Law Enforcement Center,
807 Courthouse Square,
St. Cloud, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is July 6, 2026 at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: October 28, 2025
US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For
VRMTG Asset Trust,
Assignee of Mortgagee
By: HALLIDAY, WATKINS & MANN, P.C.
Attorneys for:
US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For
VRMTG Asset Trust,
Assignee of Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
801-355-2886
651-228-1753 (fax)
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
MN25009
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to February 5, 2026, at 10:00 AM, Law Enforcement Center, 807 Courthouse Square, St. Cloud, MN in said County and State. The date on or before which the mortgagor must vacate the property if the sheriff's sale is not further postponed, the mortgage is not reinstated under Minnesota Statutes section 580.30, the property is not redeemed under Minnesota Statutes section 580.23 or the redemption period is not reduced under section 582.032 is August 5, 2026 at 11:59 p.m.
Dated: December 31, 2025
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to March 10, 2026, at 10:00 AM, Law Enforcement Center, 807 Courthouse Square, St. Cloud, MN in said County and State. The date on or before which the mortgagor must vacate the property if the sheriff's sale is not further postponed, the mortgage is not reinstated under Minnesota Statutes section 580.30, the property is not redeemed under Minnesota Statutes section 580.23 or the redemption period is not reduced under section 582.032 is September 10, 2026, at 11:59 p.m.
Dated: February 5, 2026
By: Halliday, Watkins & Mann, P.C.
Attorneys for:
US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust, Assignee of Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
801-355-2886
MN25009
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to April 9, 2026, at 10:00 AM, Law Enforcement Center, 807 Courthouse Square, St. Cloud, MN in said County and State. The date on or before which the mortgagor must vacate the property if the sheriff's sale is not further postponed, the mortgage is not reinstated under Minnesota Statutes section 580.30, the property is not redeemed under Minnesota Statutes section 580.23 or the redemption period is not reduced under section 582.032 is October 9, 2026 at 11:59 p.m.
Dated: March 8, 2026
By: Halliday, Watkins & Mann, P.C.
Attorneys for:
US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust, Assignee of Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
801-355-2886
MN25009
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to May 13, 2026, at 10:00 AM, Law Enforcement Center, 807 Courthouse Square, St. Cloud, MN in said County and State. The date on or before which the mortgagor must vacate the property if the sheriff's sale is not further postponed, the mortgage is not reinstated under Minnesota Statutes section 580.30, the property is not redeemed under Minnesota Statutes section 580.23 or the redemption period is not reduced under section 582.032 is November 13, 2026 at 11:59 p.m.
Dated: April 8, 2026
By: Halliday, Watkins & Mann, P.C.
Attorneys for:
US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust, Assignee of Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
801-355-2886
MN25009
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to June 16, 2026, at 10:00 AM, Law Enforcement Center, 807 Courthouse Square, St. Cloud, MN in said County and State. The date on or before which the mortgagor must vacate the property if the sheriff's sale is not further postponed, the mortgage is not reinstated under Minnesota Statutes section 580.30, the property is not redeemed under Minnesota Statutes section 580.23 or the redemption period is not reduced under section 582.032 is December 16, 2026 at 11:59 p.m.
Dated: May 4, 2026
By: Halliday, Watkins & Mann, P.C.
Attorneys for:
US Bank Trust National Association, Not In Its Individual Capacity But Solely As Owner Trustee For VRMTG Asset Trust, Assignee of Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
801-355-2886
MN25009
Halliday, Watkins & Mann, P.C.
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
Direct: 801-901-3413
Fax: 651-228-1753
www.hwmlawfirm.com
(may20c)
