SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION UNION COUNTY DOCKET NO. F-003165-26 STATE OF NEW JERSEY TO: JAMES LUZZI AND MARCIA K WERNER, ESQ., YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon STERN LAVINTHAL & FRANKENBERG LLC, plaintiff's attorneys, whose address is 103 Eisenhower Parkway - Suite 100, Roseland, New Jersey 07068, an Answer to the Complaint, filed in a civil action, in which NATIONS LENDING CORPORATION is the plaintiff and JORGE L. HERNANDEZ, ET AL. are the defendants, pending in the Superior Court of New Jersey, Chancery Division, Union County, and within thirty five (35) days after 5/12/2026 or the date of this publication, whichever is later, exclusive of such date(s). If you fail to do so, judgment by default may be rendered against you for the relief demanded in the Complaint. You shall file your Answer and Proof of Service in duplicate with the Clerk of the Superior Court of New Jersey, Richard J. Hughes Justice Complex, 25 Market Street, Trenton, New Jersey 08625, in accordance with the rules of civil practice and procedure. This action has been instituted for the purpose of (1) foreclosing a mortgage dated April 12, 2021 made by JORGE L. HERNANDEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS MORTGAGEE, AS NOMINEE FOR NATIONS LENDING CORPORATION, recorded on May 26, 2021 in the Office of the Union County Clerk/Register in Mortgage Book MB14974, Page 2200. On 1/15/2025, said obligation and mortgage were assigned to NATIONS LENDING CORPORATION by written assignment dated January 15, 2025 and of record on January 15, 2025 in the Office of the Clerk/Register of Union County in Assignment Book AB1501, Page 2238. 2) To recover possession of the lands and premises commonly known as 851 GARDEN STREET, ELIZABETH, NJ, 07202. Block 446 fka 4, Lot 50 fka 540. You are further advised that if you cannot afford an attorney, you may call the Legal Services office in the county where you live. If you do not have an attorney and are not eligible for free legal assistance, you may obtain a referral to an attorney by calling the Lawyer Referral Services. The names and telephone numbers of such agencies in the county of venue are as follows: Lawyer Referral Services: 908-353-4715 Legal Services: 908-354-4340 YOU, JAMES LUZZI, are made a party defendant to this foreclosure action because you hold a lien that may affect the mortgaged premises and the mortgage is being foreclosed herein and you are entitled to notice of this action for any right, title, claim or interest you may have in, to or against said mortgaged premises. YOU, MARCIA K WERNER, ESQ., are made a party defendant to this foreclosure action because you hold a lien that may affect the mortgaged premises and the mortgage is being foreclosed herein and you are entitled to notice of this action for any right, title, claim or interest you may have in, to or against said mortgaged premises. /s/ Michelle M. Smith Michelle M. Smith, Clerk of the Superior Court 5/12/26 $131.72
