Supplemental Summons and Notice of Object of Action SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF CHEMUNG ACTION TO FORECLOSE A MORTGAGE INDEX #: 2025-5748 THE BANK OF NEW YORK MELLON, F/K/A THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JP MORGAN CHASE BANK, N.A., AS TRUSTEE FOR CENTEX HOME EQUITY LOAN TRUST 2006-A Plaintiff, vs MEGAN ZOBEL AS HEIR TO THE ESTATE OF STEVEN ZOBEL AKA STEVEN R. ZOBEL, ANDREW ZOBEL AS HEIR TO THE ESTATE OF STEVEN ZOBEL AKA STEVEN R. ZOBEL, ERINNE SHORT AS HEIR TO THE ESTATE OF STEVEN ZOBEL AKA STEVEN R. ZOBEL, ELYSE THOMPSON AS HEIR TO THE ESTATE OF STEVEN ZOBEL AKA STEVEN R. ZOBEL, UNKNOWN HEIRS OF STEVEN ZOBEL AKA STEVEN R. ZOBEL IF LIVING, AND IF HE/SHE BE DEAD, ANY AND ALL PERSONS UNKNOWN TO PLAINTIFF, CLAIMING, OR WHO MAY CLAIM TO HAVE AN INTEREST IN, OR GENERAL OR SPECIFIC LIEN UPON THE REAL PROPERTY DESCRIBED IN THIS ACTION; SUCH UNKNOWN PERSONS BEING HEREIN GENERALLY DESCRIBED AND INTENDED TO BE INCLUDED IN WIFE, WIDOW, HUSBAND, WIDOWER, HEIRS AT LAW, NEXT OF KIN, DESCENDANTS, EXECUTORS, ADMINISTRATORS, DEVISEES, LEGATEES, CREDITORS, TRUSTEES, COMMITTEES, LIENORS, AND ASSIGNEES OF SUCH DECEASED, ANY AND ALL PERSONS DERIVING INTEREST IN OR LIEN UPON, OR TITLE TO SAID REAL PROPERTY BY, THROUGH OR UNDER THEM, OR EITHER OF THEM, AND THEIR RESPECTIVE WIVES, WIDOWS, HUSBANDS, WIDOWERS, HEIRS AT LAW, NEXT OF KIN, DESCENDANTS, EXECUTORS, ADMINISTRATORS, DEVISEES, LEGATEES, CREDITORS, TRUSTEES, COMMITTEES, LIENORS, AND ASSIGNS, ALL OF WHOM AND WHOSE NAMES, EXCEPT AS STATED, ARE UNKNOWN TO PLAINTIFF, PEOPLE OF THE STATE OF NEW YORK, UNITED STATES OF AMERICA ON BEHALF OF THE IRS, STATE OF NEW YORK CIVIL RECOVERIES BUREAU, STATE OF NEW YORK, CHEMUNG COUNTY CLERK, NATIONSTAR MORTGAGE LLC DBA MR. COOPER FKA CENTEX HOME EQUITY COMPANY, LLC, CAPITAL ONE BANK (USA), N.A., ABSOLUTE RESOLUTIONS INVESTMENTS LLC, SUNY UPSTATE MEDICAL UNIVERSITY JOHN DOE (Those unknown tenants, occupants, persons or corporations or their heirs, distributees, executors, administrators, trustees, guardians, assignees, creditors or successors claiming an interest in the mortgaged premises.) Defendant(s). MORTGAGED PREMISES: 178 Hamilton Street Chemung, NY 14825 To the Above named Defendant: You are hereby summoned to answer the Complaint in this action, and to serve a copy of your answer, or, if the Complaint is not served with this Supplemental Summons, to serve a notice of appearance, on the Plaintiff(s) attorney(s) within twenty days after the service of this Supplemental Summons, exclusive of the day of service (or within 30 days after the service is complete if this Supplemental Summons is not personally delivered to you within the State of New York). In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. The Attorney for Plaintiff has an office for business in the County of Erie. Trial to be held in the County of Chemung. The basis of the venue designated above is the location of the Mortgaged Premises. TO Unknown heirs of Steven Zobel In this Action. The foregoing Supplemental Summons is served upon you by publication, pursuant to an order of HON. Christopher P. Baker of the Supreme Court Of The State Of New York, dated the Thirteenth day of April, 2026 and filed with the Complaint in the Office of the Clerk of the County of Chemung, in the City of Elmira. The object of this action is to foreclosure a mortgage upon the premises described below, executed by Steven Zobel AKA Steven R. Zobel (who died on March 14, 2020, a resident of the county of Chemung, State of New York) dated the March 25, 2006, to secure the sum of $60,500.00 and recorded at Instrument No. 200604120015 in the Office of the Chemung County Clerk on April 12, 2006. Said Mortgage was subsequently modified by a Loan Modification Agreement executed by Steven Zobel AKA Steven R. Zobel on August 3, 2015 and recorded February 26, 2016 in Instrument Number 201604354 in the Office of the Chemung County Clerk. The mortgage was subsequently assigned by an assignment executed January 29, 2020 and recorded on February 13, 2020, in the Office of the Chemung County Clerk at Instrument Number 202002838. The property in question is described as follows: 178 Hamilton Street, Chemung, NY 14825 NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this Foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DATED: April 20, 2026 Gross Polowy LLC Attorney(s) For Plaintiff(s) 1775 Wehrle Drive, Suite 100 Williamsville, NY 14221 The law firm of Gross Polowy LLC and the attorneys whom it employs are debt collectors who are attempting to collect a debt. Any information obtained by them will be used for that purpose. 89930 May 1, 8, 15, 22 2026 LNYS0504810
