What is the deadline to respond to this foreclosure notice?

You must file a defense by June 22, 2026 to avoid default judgment.

Who filed the foreclosure case?

MidFirst Bank is the plaintiff that filed the judicial foreclosure in Guilford County Superior Court.

Foreclosure — Guilford (26CV003227-400)

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Lender

Affects:DefendantsProperty BuyersCreditors

MidFirst Bank filed a judicial foreclosure lawsuit in Guilford County against HUD (Karla Layne) seeking foreclosure of real property; the defendant must respond by June 22, 2026 or the court may grant the relief requested. The notice was dated May 4, 2026.

Key Takeaways

Judicial foreclosure filed by MidFirst Bank
Defendant named: Karla Layne, Secretary of HUD
Response deadline: June 22, 2026
Filed in Guilford County Superior Court (26CV003227-400)

Published: May 20, 2026 · today
Category: Foreclosure
City: Guilford
Case #: 26CV003227-400

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If you don't respond

If no defense is filed by June 22, 2026, the plaintiff may ask the court to grant the foreclosure and related relief without further notice.

What to do next

1
Consult an attorney
Contact a foreclosure or real estate attorney before June 22, 2026 to review the complaint and possible defenses.
2
Obtain case documents
Request the complaint and docket from Guilford County Superior Court for case number 26CV003227-400 to confirm claims.
3
File a written response
File an answer or other responsive pleading with the court by June 22, 2026 to avoid default.

Frequently asked questions

What is the deadline to respond to this foreclosure notice?: You must file a defense by June 22, 2026 to avoid default judgment.
Who filed the foreclosure case?: MidFirst Bank is the plaintiff that filed the judicial foreclosure in Guilford County Superior Court.
Who is named as the defendant in this notice?: The notice names Karla Layne, Secretary of Housing and Urban Development, as the defendant.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

judicial foreclosure: A court-ordered process where a lender asks the court to foreclose and sell property to satisfy a debt.
plaintiff: The party who filed the lawsuit seeking relief from the court.
defendant: The person or entity the lawsuit is brought against; must respond to the complaint.

Full Notice Text

PUBLICATIONSTATE OF NORTH CAROLINACOUNTY OF GUILFORDGENERAL COURT OF JUSTICESUPERIOR COURT DIVISION26CV003227-400MidFirst Bank,Plaintiff,v.Karla Layne, Secretary of Housing and Urban DevelopmentDefendant(s).To: Karla LaynePlease take notice that a pleading seeking relief against you has been filed in the above captioned action. The nature of the relief being sought is judicial foreclosure of real property located in Guilford County, North Carolina.You are required to make defense to such pleading no later than June 22, 2026. If you fail to do so, the party seeking relief may apply to the court the relief requested.The date of this Notice is 4th day of May, 2026.Grady IngleAttorney for PlaintiffThe Ingle Law Firm, PA13801 Reese Blvd WestSuite 160Huntersville, NC 28078980-771-0717Better Choice Notice Solutions, Inc. - 9035 Wadsworth Pkwy - Suite 2720 - Westminster, CO 80021

Foreclosure — Guilford (26CV003227-400)

What to do next

Frequently asked questions

Legal terms in this notice

See also

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